English Toy Spaniel Is the Least Expensive Dog Breed to Own Over a Lifetime
Sometimes even if you've always dreamed of owning a dog, the reality of you acting getting one can be hard because dogs can be pricey and a costly commitment, especially since expenses add up over a pet's lifetime. Because of that, sometimes dog lovers feel conflicted because they don't know which pup would be the most budget-friendly dog to get. Luckily, a study by Pet Insurance Deals just revealed the number one least expensive dog breed and it's a cute, affectionate companion!
That way, if you're want to be a pet parent, you can consider getting this more affordable dog. "The financial aspect of pet ownership often surprises new dog owners who haven't factored in the long-term costs beyond the initial purchase," Tom Sadler, managing director at Pet Insurance Deals explains. "While cost shouldn't be the only consideration, understanding the long-term financial commitment can help prevent heartbreaking situations where owners must surrender pets they can no longer afford to care for properly."
Can you guess what the least expensive dog breed to own is? Here's a clue: It's small, adorable and easygoing. Find out below and then see if this cheap dog breed is one you want to invest in.
What Dog Is Ranked No. 1 Least Expensive in Lifetime Cost?
According to the study, the winner is the English Toy Spaniel! After analyzing 173 dog breeds based on their initial purchase cost, food, insurance and grooming expenses throughout their expected lifespan, Pet Insurance Deals found that the English Toy Spaniel was ranked the number one inexpensive dog breed with an estimated total lifetime cost of roughly $7,024.
Since this breed's life expectancy is roughly 11 years, according to the research, that means owning one costs around $53.21 a month to care for. The pup's lower cost of living is in part thanks to its size as it's a small dog breed as well the fact that its low-maintenance and needs limited grooming needs, unlike other dogs.
Tom shared: "Smaller breeds typically live longer than larger dogs, but their reduced food intake and generally lower grooming costs make them significantly more affordable over time.
To show you the comparison, the most expensive breed is reportedly the Romanian Mioritic Shepherd, which costs around $22,108.56 across its lifetime. This breaks down to approximately $141.72 per month over their average 13 year lifespan.
The English Toy Spaniel Breed Overview
The English Toy Spaniel is a small, eye-catching companion dog with a soft, silky coat, large expressive eyes, and a signature domed head that gives it a sweet, almost storybook look. Its feathered ears and compact size add to its charm, while its calm presence makes it just as appealing in a cozy apartment as it is in a larger home. Despite its royal history, this breed fits easily into everyday life and doesn't demand much space or activity.
What really sets this Spaniel apart is its gentle, affectionate personality. These dogs form close bonds with their owners and are happiest relaxing nearby rather than constantly on the go. Their low-energy lifestyle, smaller size, and manageable care needs all contribute to their reputation as one of the least expensive dogs to own over a lifetime. For anyone looking for a loving furbaby that's both easy to care for and easy on the wallet, an English Toy Spaniel offers a rare combination of comfort, charm and practicality.
Related: These 7 Dog Breeds Are Perfect If You Already Have a Dog, According to Trainers
Top 5 Least Expensive Dog Breeds
The study also went on to reveal a few other dog breeds who are affordable. Rounding up the top five least expensive dog breeds are Japanese Chins, Pomeranians, Toy Poodles and Yorkshire Terrier. Keep those pups in mind when you're ready to adopt a dog or add another dog to your family.
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This story was originally published May 6, 2026 at 6:10 AM.