If Boston Institute of Finance is on your shortlist, check our Boston Institute of Finance coupons before you enroll.
Take Up to $900 Off Boston Institute of Finance CFP Education Bundles
Pros
- u003cstrongu003eRelatively Affordable:u003c/strongu003e Though I wouldn’t consider BIF a budget-friendly course, their Premium Review is more affordable than top-tier options from Dalton and Brett Danko.
- u003cstrongu003eLive Instruction and Support: u003c/strongu003eOne of the best features of BIF is their engaging live classes with built-in interactive support to get your questions answered as they arise.
- u003cstrongu003eFinish Faster:u003c/strongu003e If you grab the review and education bundle, the company reports that you can finish both within just a year.
- u003cstrongu003eExperienced Instructors: u003c/strongu003eEvery BIF Review instructor is a certified financial planner with real-world experience. Plus, I think they’re a group of kind guys who are passionate about what they do.
- u003cstrongu003e30-Day Demo:u003c/strongu003e If you’d like to try before you buy, the free 30-day trial allows you to get a feel for the course before deciding to invest.
Cons
- u003cstrongu003eLacks In-Person Classes:u003c/strongu003e CFP® exam providers are frequently chosen for the bootcamp-style experience of live review classes across a few days. However, BIF is an online-only course.
Bottom Line
If you want “all the things,” BIF’s short and sweet approach might not sate your test prep appetite. However, if you have a hectic schedule and you want to get this period of your life over and done with, BIF’s 8-week study plan, quality practice questions, and strategy sheets are a great solution.
u003cstrongu003eBoston Institute of Financeu003c/strongu003e
2. Kaplan: Best For a Tight Budget
What to Expect
As a professional course reviewer, Kaplan and I are far from strangers. So, when I saw the price of their CFP® exam review, I had to do a double-take. Normally, Kaplan is at the top of the price range, but for financial planning prep, they’re one of the most affordable out there. But they’re far from the lean, light structure of the Boston Institute of Finance; rather, Kaplan overloads you with six digital textbooks, 2,500 practice questions, the choice between in-person, live, or on-demand formatting, and even exam prep podcasts to listen to on your way to work or while you’re taking Fido for a walk.
And, in my experience, the materials hold up. While the sheer number of tools could be overwhelming at times, they cover every topic at length, so I never had to wonder whether I was covering every topic on the exam syllabus. Further, I really enjoyed the activity feed, which helped gamify the study experience by giving me specific tasks to complete (and getting that precious dopamine boost when I got to check them off) while showing my progress visually through charts. Finally, Kaplan’s live classes are excellent, with passionate, energetic instructors who were eager to help me learn and answer my barrage of questions.
Course Content
- In-person, virtual live, and on-demand delivery options
- Six PDF-based financial planning textbooks
- Activity feed with study scheduling and performance tracking
- Question bank (~2,500 MCQs) with custom quizzes and financial planning case studies
- Video tutorials with study tips, study checklists, topic summaries, and exam prep podcasts
- Instructor messaging access through InstructorLink™
- PassProtection™ pass guarantee (100% refund or course retake within one year)
Studying with Kaplan? You can cut the cost using our Kaplan CFP discount codes.
Pros
u003cstrongu003eSurprisingly Affordable:u003c/strongu003e Kaplan’s courses typically land on the more expensive side, but their CFP® review courses are budget-friendly, even if you partake in the onsite course.
u003cstrongu003eLarge Question Bank:u003c/strongu003e The question bank includes an impressive 2,500 questions, comparable to Dalton and higher than the Boston Institute of Finance and Zahn.
u003cstrongu003eFlexible Study:u003c/strongu003e Students can choose whether they want classes u0022IRL,u0022 through a live virtual classroom, or video lessons available 24/7, and to mix and match as needed.
u003cstrongu003ePass Guarantee with Options:u003c/strongu003e I appreciate that Kaplan’s pass guarantee lets you choose whether you want a refund or renewed course access; this is a rare feature I haven’t seen often.
u003cstrongu003eGreat Bonus Library:u003c/strongu003e Kaplan’s bonus study tools are fantastic. You get a checklist and video tutorial library just for exam tips, plus summaries of key topics and podcast episodes for study.
Cons
u003cstrongu003eMinimal Personalized Support:u003c/strongu003e While you get support from live instruction and InstructorLink™, you’re not getting tutoring or coaching like you would from other exam review providers.
u003cstrongu003eTime-Consuming Strategy:u003c/strongu003e While I believe Kaplan does a great job of preparing students for the exam, having so many materials and six PDF reference books isn’t exactly an efficient route.
Bottom Line
While I have Kaplan listed as the best for tight budgets, their options are so much more than just “cheap courses.” Admittedly, the exhaustive resources can be overwhelming. Still, if you’d rather dig deep into every possible topic that might be on the exam than take a quicker yet less thorough approach, Kaplan is a great match.
u003cstrongu003eKaplanu003c/strongu003e
3. Dalton Education: Best for Student Support
What to Expect
Dalton is acclaimed for their live, onsite courses, taking place in six different locations across the U.S.:
- Atlanta, Georgia
- Chicago, Illinois
- Irvine, California
- Irving, Texas
- New York, New York
- Washington, D.C.
This is a major advantage, as Kaplan has only three locations, whereas Brett Danko has two (the latter in New England only). And, point blank, they’re pretty great. Dalton’s live classes were energetic and exciting, which made it easier for me to stay focused on the topics instead of daydreaming about a sushi buffet. It’s clear the instructors care, which made me feel more confident that I was learning what I needed to learn. Plus, having coaching sessions during the pre- and post-study stages helped me boost my confidence (even if I don’t actually plan on taking the exam). The whole team made me feel valued.
However, while the human-to-human support is outstanding, the practice materials drop off. Where Kaplan and BIF provided in-depth answer explanations, Dalton’s were often vague, brief, or nonexistent. Further, I compared the practice questions to accurate samples from the CFP Board, and they’re worded and presented very differently. This is a big issue because, in a way, you’re preparing for a different test. However, I want to reiterate that these live classes and support options are outstanding, so if that’s what you’re after, it might be worth dealing with the practice materials, even with the high price tag.
Course Content
- Six study eBooks and a handbook for the live classes
- Review readiness assessment to find your “baseline” and save time
- Live online office hours with your instructors
- 2,800+ practice questions and mock exams
- Dalton’s Guarantee To Pass™ provides a 100% refund for unsuccessful candidates
- Coaching available during the pre- and post-review stages
- Additional lessons and Q&A sessions
- Digital flashcards and a calculator book
Pros
u003cstrongu003eSolid Support:u003c/strongu003e Dalton’s Qu0026amp;A sessions, office hours, personalized coaching, and live review classes make Dalton a wise choice for students interested in comprehensive support and accountability.
u003cstrongu003eLarge MCQ Library:u003c/strongu003e Dalton’s 2,800+ practice questions and a blend of both u0022mini and comprehensive casesu0022 offer an opportunity for in-depth drill sessions.
u003cstrongu003eStructure and Deadlines:u003c/strongu003e Dalton asks you to complete the ~100-hour pre-study program before the live review classes, which provides procrastinators with a hard deadline to complete the work.
u003cstrongu003eDalton’s Guarantee To Pass™:u003c/strongu003e Naturally, there are terms and conditions for eligibility. However, Dalton’s 100% refund if you fail might help anxious testers feel more confident in their investment.
Cons
u003cstrongu003eMore Expensive:u003c/strongu003e While Dalton’s in-person classes and coaching sessions may be great bonuses, you’ll have to pay much more to access them. However, Dalton is less pricey than Brett Danko.
u003cstrongu003eHighly Structured:u003c/strongu003e If you prefer a more DIY approach, Dalton’s rigid organization and tight deadlines may feel overwhelming, and likely not a great match if you need flexibility.
Bottom Line
Bad news first: Dalton can be expensive, and though they have a large question bank, the questions aren’t as reflective of the exam as questions from other providers. Here’s the good news: Dalton offers extensive support for students who purchase their Guarantee To Pass™ package, including coaching, Q&A sessions, office hours, and live online and in-person classes. And, many argue that their classes are some of the best out there (myself included).
u003cstrongu003eu003cstrongu003eDalton Educationu003c/strongu003eu003c/strongu003e
4. Brett Danko: Best for Live Learners
What to Expect
If you spend a few minutes on a CFP® forum or Reddit thread, it won’t take long before you hear about Brett Danko and the company’s live classes. However, where the Dalton Review excels in both live classes and support, Brett Danko’s main draw is just that 4-day intensive workshop… but you’re paying at least several hundred, and maybe even a thousand, dollars if you want, say, flashcards, group sessions, call recordings, and additional quizzes and case studies.
I think it’s undisputed that Danko’s live classes are excellent. Many students report that the way he breaks down concepts makes subjects “click” for them that never did before. While I didn’t personally experience this in my studies, I do think he’s a talented instructor who has a way with words, and his energy makes you want to pay attention. However, there are some serious issues worth considering. Because the main appeal is the live onsite class, you’ll have to either live in Pennsylvania or Massachusetts, or have the money to travel there, for the course to be worthwhile. Furthermore, there’s limited personalized support, and the available bonus tools are scarce, which may be a pro or a con depending on your learning style. One Redditor explains the pros and cons of their experience:
To be clear, Danko offers a ton of practice questions (the most of any provider on the list), but they’re not in a virtual bank with customizable exams the way BIF and Kaplan present them.
Course Content
- On-site, live online, and on-demand prep formats
- 3,500+ practice questions (the largest question bank on the list)
- 35 live classroom hours and a classroom book for guidance and extra content
- A detailed study schedule to keep students organized and on track
- Eight 2-hour online group study sessions and signature call recordings
- Physical and digital flashcards (and an audio version)
- A retake of the virtual course portion
Pros
u003cstrongu003eMost Questions Provided:u003c/strongu003e Brett Danko has the highest number of practice questions compared to any other provider on the list, for more practice and prep opportunities.
u003cstrongu003eLauded Live Events: u003c/strongu003eThe consensus seems to be that Brett Danko has some of the best live classes out there, particularly for helping students who didn’t u0022clicku0022 with other courses.
u003cstrongu003eUnique Features:u003c/strongu003e Brett Danko offers exclusive resources, including their signature calls and audio-based flashcards, which no other provider delivers.
u003cstrongu003eDeadline-Centered: u003c/strongu003eSimilarly to Dalton, Brett Danko’s tight deadlines can help students get started sooner, allowing them to finish sooner and avoid last-minute procrastination panic.
Cons
u003cstrongu003eHigh Price Point:u003c/strongu003e At the time of writing, Brett Danko’s highest-tier package is the most expensive on the list by several hundred dollars.
u003cstrongu003eStressful Setup:u003c/strongu003e Particularly for students who prefer to go at their own pace, Brett Danko—much like Dalton—has a deadline-driven strategy, which can be stressful to some.
u003cstrongu003eLow on Bonus Tools: u003c/strongu003eUnlike providers such as Kaplan and Dalton, Brett Danko’s courses are notably lacking in bonus tools, including items like study checklists, podcasts, and coaching.
Bottom Line
For live learners, Brett Danko is a smart choice. However, there are some issues worth considering before clicking “add to cart.” The price can be extreme with premium-tier packages, and although there are over 3,500 practice questions, they’re not organized or adaptive in the same way as with other providers. Plus, with any live course, it’s worth considering if you’ll be able to focus for the full duration. However, if his videos and teaching style resonate with you, the course is likely worthwhile, despite these flaws.
u003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eBrett Dankou003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003e
5. Zahn: Best List of Class Locations
What to Expect
Up until now, Dalton has had the highest number of live class locations with six: one each in Georgia, Illinois, California, Texas, New York, and Washington D.C. However, Zahn takes it up a notch, offering locations in every Dalton location minus New York, plus Charlotte, NC; Detroit, MI; Kansas City and St. Louis, MO; Cincinnati, OH; Phoenix, AZ; Tampa, FL; and more popular locations than Dalton’s choices. For example, Zahn’s live class in California is in Los Angeles, where Dalton’s is in Irvine. The same goes for Texas, where Zahn chose Houston over Dalton’s Irving.
Basically, you’re significantly more likely to be close enough to commute to Zahn’s courses than any other exam prep provider on the list. But what about the actual experience? Although Zahn is a much smaller name than those higher on the list, I think they do a decent job of creating a budget-friendly prep course. The questions and case studies are accurate to what you’ll find on the exam (if not a little harder), and their no-frills approach makes “doing the work” a lot easier. I never had to guess what to do next, and while I love a good bonus tool, they can be distracting, particularly for those of us with neurodivergence.
Course Content
- Two digital workbooks and prerecorded video lessons covering the material
- 1,800+ practice questions, offered alongside quizzes, mock exams, and case studies
- Live, in-person exam prep class spanning 4 days
- Challenging post-study questions and cases that bring everything you’ve learned together
Pros
u003cstrongu003eLow Cost:u003c/strongu003e Even Zahn’s most expensive course costs at least $1,000 less than courses from Dalton and Brett Danko.
u003cstrongu003eStreamlined Plan:u003c/strongu003e Unlike other providers, Zahn appears to have a u0022less is moreu0022 approach, which makes them a good fit for students who are naturally good exam takers or have industry experience.
u003cstrongu003eIn-Person Review:u003c/strongu003e Although having an in-person review option isn’t novel, Zahn stands out as the most affordable provider to offer one.
Cons
u003cstrongu003eToo Streamlined for Some:u003c/strongu003e While serving a u0022liteu0022 course is great for some students, candidates who are industry newbies and not exam savants might prefer a more thorough option, like Kaplan.
u003cstrongu003eLower Pass Rates:u003c/strongu003e While Zahn students have a 10% higher pass rate than the national average, this isn’t a massive improvement.
u003cstrongu003eLow Question Count:u003c/strongu003e While 1,800 questions is nothing to sneeze at, it’s much lower than Brett Danko’s 3,500, for example.
Bottom Line
Zahn’s videos and live classes aren’t as exciting or entertaining as those from classes higher up on the list, and there aren’t nearly as many practice questions (roughly half of those found in Dalton’s classes). That said, for the price and company size, I think this is a good deal for students who are dead set on a live experience and live close to one of the 13 Zahn locations.
u003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eZahnu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003e
6. University of Wisconsin-Green Bay (Honorable Mention)
What to Expect
UW-Green Bay’s CFP® review course feels a lot like an intensive bootcamp that just happens to be hosted on a college campus. The four-day class is held each June, and in my experience, it was a focused environment where you spend long days working through case studies, sample questions, topic refreshers, and study strategies with your instructors. I liked that the instructors, Jeff Rattiner and Preston D. Cherry, were clearly knowledgeable and approachable. There was a genuine sense they wanted to see everyone succeed, and they’re important figures in the industry who know their stuff (making it easier to explain said stuff to newbies). The networking emphasis also stood out to me, as the program encouraged classmates to connect and support one another, which helped keep the mood from getting too heavy during the long sessions.
That said, I think it’s important to set realistic expectations. Aside from the class itself, there’s very little in the way of extra study materials, structured coaching, or bonus tools. The practice content felt pretty limited, and I often found myself wishing I had more question banks to drill after each session. Plus, you’ll need to either live near Green Bay or plan to travel. If you’re comfortable supplementing this live experience with your own additional resources, though, it can be a solid, affordable way to get a structured review from reputable instructors.
Course Content
- 4-day live exam preparation class (in-person and virtual hybrid) in June
- Held at UW-Green Bay’s Schwab Center for Financial Wellness
- Case studies, sample questions, and a full-length simulated mock exam
Pros
u003cstrongu003eAffordable In-Person Class:u003c/strongu003e UW-Green Bay offers one of the most affordable onsite prep classes on the list.
u003cstrongu003eIRL Emphasis:u003c/strongu003e Green Bay places a strong emphasis on getting to know your workshop classmates to network, develop motivation and accountability, and learn u003cemu003efromu003c/emu003e others—not just with them.
u003cstrongu003eImpressive Instructors:u003c/strongu003e Jeff Rattiner has his own successful prep company, and Preston D. Cherry, Ph.D., has been featured in Forbes, The New York Times, CNBC, and Nasdaq.
Cons
u003cstrongu003eu0022Live Onlyu0022 Problem:u003c/strongu003e Though this prep course is one of the more affordable live options on the list, you’re basically only getting the 4-day class; you’ll likely have to supplement with other materials.
u003cstrongu003eOne Location:u003c/strongu003e Like Florida Atlantic University (which I’ll discuss next), one of the biggest drawbacks is that the only location is—you guessed it—the UW-Green Bay campus.
u003cstrongu003eFew Reviews:u003c/strongu003e I need to discuss other students’ experiences because not everyone learns in the same way I do. However, I struggled to find reviews to share.
u003cstrongu003eSmall Content Library: u003c/strongu003eAlthough I didn’t count every question, there are fewer here than at other providers’ banks. Further, bonus tools are nonexistent.
Bottom Line
UW-Green Bay is best suited for budget-conscious students who want an in-person, classroom-style CFP review and are willing to source additional materials on their own. While the instructors are impressive and the atmosphere is supportive, the single-location setup and limited content library mean this won’t be a stand-alone solution for most. If you want a more robust package, consider BIF or Dalton instead.
u003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eUniversity of Wisconsin-Green Bayu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003e
7. Florida Atlantic University (Honorable Mention)
What to Expect
Florida Atlantic University’s CFP® review is another streamlined, college-hosted program that’s largely centered around the live sessions. Over six Saturdays in the fall, you’ll spend full days (about six hours each) tackling each of the 70 exam topics, guided by instructors who are all practicing CFP® professionals. I appreciated that the lead instructor had experience teaching for the College for Financial Planning®, which lent some extra credibility to the curriculum. The content was clear and well-organized, and if you’re the kind of learner who does best with a set schedule and real-time instruction, this format can help you stay on track.
However, in my experience, the course felt quite barebones compared to commercial exam review providers. There weren’t many supplemental study tools to help reinforce the material between sessions. Also, the schedule was completely fixed—if you can’t make Saturdays, there’s no flexibility. Unless you’re an FAU student (who can take the class for free), you’ll probably need to buy or find extra practice materials to feel fully prepared for the exam.
Course Content
- Six 6-hour sessions on Saturdays
- Available live online or on the FAU campus
- Usually takes place between September and October
- Quizzes for each of the 70 CFP® exam topics
- The lead instructor has also taught for the College for Financial Planning® (a Kaplan company)
Pros
u003cstrongu003eCertified Professionals:u003c/strongu003e All four instructors are certified financial planners. Having someone who’s gone through the process makes them more empathetic and helpful.
u003cstrongu003eFree for Students:u003c/strongu003e The course is free for FAU students who have completed the CFP Board’s seven required courses, making it a no-brainer for some of you.
Cons
u003cstrongu003eMinimal Materials:u003c/strongu003e Like UW-Green Bay, these collegiate courses tend to focus on the 4-day live experience, and you aren’t getting the same number of materials as other courses.
u003cstrongu003eLower Support Levels:u003c/strongu003e While the live review is invaluable for some, FAU lacks the same level of coaching and tutoring that courses like Dalton provide.
u003cstrongu003eOne Campus: u003c/strongu003eWhere Kaplan offers three on-site locations in three different states, FAU provides their course only on the Florida Atlantic University campus.
u003cstrongu003eNo Flexibility:u003c/strongu003e Unlike live online courses, which often offer multiple flexible scheduling options for studying, FAU’s courses are only available on Saturdays from 8:30 AM to 3:30 PM.
Bottom Line
FAU’s CFP® review is a reasonable choice if you want an affordable live course, especially if you’re already enrolled at the university. The knowledgeable instructors and clear structure are definite pluses, but the lack of flexibility and minimal study materials mean most candidates will need to supplement elsewhere. For a more comprehensive experience at an affordable price, Kaplan or Zahn could be a better fit.
u003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eu003cstrongu003eFlorida Atlantic Universityu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003eu003c/strongu003e
Other CFP® Exam Prep Courses Reviewed
- CFP Board (Free Resources)
- Jeff Rattiner’s Financial Planning Fast Track
- Pro Exam Tutors
- The American College of Financial Services®
How I Ranked Each CFP® Course
When evaluating these CFP® review courses, I focused on several key factors based on my firsthand experience working through each program. Here’s what I considered most important—and which providers excelled in each area:
Course Content Quality – Depth and Accuracy of Study Materials
Boston Institute of Finance stood out to me for delivering focused, high-quality content that covered all exam essentials without overloading me with unnecessary extras. Kaplan also impressed me with their six comprehensive textbooks and extensive study guides. Dalton Education rounded out the top tier here thanks to their detailed case studies and structured pre-study curriculum.
Effectiveness – Proven Success Rates and Student Outcomes
BIF’s condensed 8-week plan and strategic approach made me feel especially prepared, and I’ve seen many students credit their pass rates to this efficient structure. Dalton’s Guarantee To Pass™ also signals confidence in their process and provides peace of mind. Brett Danko deserves mention as well—many test-takers say his live classes helped them finally master difficult concepts.
Kaplan led the way for me with a polished platform and intuitive progress tracking, making it easy to stay organized. BIF’s clean interface was straightforward and simple to use, which I appreciated when juggling a busy schedule. Zahn also offered a surprisingly user-friendly portal that kept everything accessible without being overwhelming.
Practice Questions & Exams – Quantity and Quality of Test Simulations
Brett Danko provided the largest library of practice questions—more than 3,500—ideal for drilling concepts repeatedly. Kaplan came close behind with 2,500 questions and customizable quizzes that helped me target weaker areas. BIF’s practice questions weren’t as numerous, but they felt exceptionally accurate and well-aligned with the exam style.
Instructor Engagement – Teaching Style and Clarity of Explanations
Brett Danko’s live instruction was some of the most engaging I encountered, thanks to his energetic delivery and clear examples. BIF instructors also stood out to me as approachable and down-to-earth, which made the process feel less intimidating. Kaplan’s live classes were consistently professional and thorough.
Value for Money – Pricing vs. Features
BIF offered what I felt was the best overall value—quality materials, live classes, and strategy resources at a competitive price point. Kaplan was another strong option here, delivering an impressive volume of resources for the cost. Zahn earned points for offering affordable live instruction without sacrificing essential content.
Flexibility – Self-Paced vs. Structured Learning Options
Kaplan was the most flexible, letting me mix on-demand videos with live or in-person sessions. BIF’s 8-week plan was structured but still offered enough pacing freedom to adapt to my schedule. Dalton’s combination of pre-study modules and live classes provided clear milestones while still allowing some self-direction.
Buyer’s Guide: How to Choose the Right CFP® Course
Everyone studies in a slightly different way, so what works well for someone else may not be the right fit for you. Here are a few key factors to consider as you weigh your options:
Learning Style
Begin by considering whether you prefer a structured, deadline-driven learning approach or a more independent, self-paced one. Suppose you’re motivated by clear milestones and live sessions that keep you accountable. In that case, programs like Dalton and Brett Danko are great fits—both have highly structured timelines and plenty of live instruction. On the other hand, if you like to set your own schedule and move at your own speed, Kaplan and the Boston Institute of Finance offer flexible options that blend on-demand lessons with live support.
Course Format
The way the content is delivered can make or break your study experience. Kaplan stood out to me here, with a mix of video lectures, digital textbooks, podcasts, and interactive tools that cater to multiple learning styles. BIF takes a simpler approach, focusing on clear, video-led instruction and concise written materials without the clutter. If you’re drawn to in-person workshops, Brett Danko, Zahn, and UW-Green Bay emphasize live classroom learning over digital extras.
Practice Questions & Exams
One of the most effective ways to prepare is by practicing with realistic questions. Brett Danko’s program includes the largest question bank I’ve tried, offering more than 3,500 questions to drill. Kaplan also impressed me with its customizable quizzes and full-length mock exams. Although BIF and Zahn have fewer questions overall, I found that their quality and accuracy closely matched those of the real exam.
Instructor Support
Consider how much direct access you’ll have to instructors. If you value coaching, live Q&A sessions, or office hours, Dalton is a standout—they provide multiple layers of personal support throughout the process. Kaplan also offers reliable instructor messaging through their InstructorLink™ system. BIF’s weekly live classes were another highlight, striking a good balance between structure and approachability.
Budget
Your budget will naturally influence your choice. If you want a high-quality program without spending a premium, BIF and Kaplan both deliver strong value for the price. Zahn and UW-Green Bay are even more affordable, especially if you only need the essentials and prefer a live classroom experience. Meanwhile, Dalton and Brett Danko tend to be on the higher end of the spectrum, though their additional support and live instruction may justify the cost for some students.
Pass Guarantee
A pass guarantee can offer peace of mind if you’re anxious about the investment. Dalton’s Guarantee To Pass™ is among the most comprehensive, providing a full refund if you don’t succeed (as long as you meet their requirements). Kaplan also includes a pass guarantee with options for retaking the exam or receiving a refund, which I found reassuring during my preparation.
Course Access Length
Finally, look at how long you’ll have access to your materials. Kaplan gives you a generous window with some packages extending up to a year, while BIF’s materials are typically designed for their condensed 8-week plan but can be revisited during your course period. Zahn, UW-Green Bay, and FAU all have fixed live session schedules with limited flexibility, so you’ll want to be sure you’re ready to commit before enrolling.
Check out these related articles to learn more about the CFP® exam so you can pass the first time:
- CFP® Practice Questions
- CFP® Requirements
- How to Study for the CFP® Exam
- CFP® Promo Codes
- How Hard is the CFP® Exam?
- CFP® Pass Rates
- How Many Times Can You Take the CFP® Exam?
Final Thoughts
Phew, you made it! So, now you know where the prep courses stand and which is the best match for each student, but this is a comprehensive guide, so no worries if you need a quick refresher.
The Boston Institute of Finance is a well-balanced pick, with exam-quality questions and funny, relatable instructors who keep you engaged in your studies. Kaplan’s College for Financial Planning® delivers a comprehensive course with a money-back pass guarantee and live classes at a price that doesn’t break the bank. The Dalton Review courses have superb student support for candidates who benefit from human-to-human explanations and communication.
And those are the top courses, but there are so many more on the list. Which is right for you? Figure it out, get out of your research rabbit hole, and get studying. You’ve got this!
FAQs
Boston Institute of Finance is my top pick for streamlined online prep, while Kaplan is best for comprehensive materials and flexibility.
Combine a structured course, a consistent study schedule, and lots of timed practice exams. Choosing a proper financial planning education program to meet Board requirements may help early on.
Most range from about $600 to $2,500, depending on features, live classes, and support options.
Yes, if you can dedicate 10–15 hours weekly and already have a solid foundation in topics like risk management, personal financial planning, and tax planning, preferably from a CFP Board-registered program from an accredited college or university.
Both are excellent providers in the financial planning industry. Dalton is better for structured live support; Kaplan is better for flexibility and volume of resources.
According to the CFP Board, approximately 80% of successful CFP® candidates studied for over 11 hours a week leading up to the exam. And with the average recommended study time ranging between 200 and 250 hours, that mean spending half a year—or even longer—with a single prep course.
Hopefully, you find one that A) isn’t draining and dry, and B) actually works.
I spent an extensive period of time studying the top CFP exam review courses on the market, and based on that experience, came out with recommendations depending on your budget and learning style. Let’s dig in.
CFP® Prep Course Comparison
| Feature | Boston Institute of Finance | Kaplan | Dalton | Brett Danko | Zahn |
|---|---|---|---|---|---|
| CFP Courses |  |  |  |  | |
| Live Review |  | | | | |
| On-Demand Option | | | | | |
| Pass Guarantee |  | | | | |
| Practice Questions | 1,500+ | 2,500+ | 2,800+ | 3,500+ | 1,800+ |
| Mock Exams | | | | | |
| Calculator Videos | (Supplemental) | | | | |
| Personalized Coaching | | | | | |
| Flashcards | | | | | |
| Price Range | $995 – $1,795 | $599 – $1,399 | $1,495 – $2,295 | $1,395 – $2,895 | $1,045 |
| Contact | LEARN MORE | LEARN MORE | LEARN MORE | LEARN MORE | LEARN MORE |
Which CFP® Course is for You?
- Choose the Boston Institute of Finance if you want an affordable, well-balanced package with enjoyable live classes and a friendly team.
- Select Kaplan if you want a budget-friendly prep course that doesn’t skimp on the study materials while delivering live online and in-person classes.
- Go with Dalton if you thrive with additional support, like coaching sessions and live interaction, which helps you better understand tricky topics.
- Pick Brett Danko if you want some of the best certified financial planner exam prep live classes available, and you live in New England (or are down for a study trip).
- Grab Zahn if you want a long list of live, 3-day class locations at an affordable rate, so you can get real-time interaction and instruction.
1. Boston Institute of Finance: Best Overall
What to Expect
If you want a streamlined and efficient way to tackle the CFP® exam, the Boston Institute of Finance could be a good match. Rather than overwhelming you with materials and bonuses, BIF only gives you what you need to pass, which I appreciated (and my fellow easily distracted folks will as well). Plus, for a relatively low price compared to competitors like Dalton and Brett Danko, BIF still includes multiple live classes every week. Everything is condensed down to an 8-week study period, so if “fast” is a priority, I think you’ll like this option.
For example, I was able to attend the Tuesday and Thursday sessions. On Tuesdays, the instructors work with students on deep diving into some of the most important topics on the exam, like tax deductions, options, and hedging investments. The instructors were clearly knowledgeable and patient, but my favorite part was that they really just seemed like regular guys you can hang out with, not pretentious professors drily reading through the textbook while you sit there and learn… nothing. However, the Thursday sessions were equally valuable (and maybe even more so) because the instructors ran the class through practice questions, explaining the right and wrong answers for each. Not only did I study the content, but I also got to study what the test writers are looking for when you answer a question.
Course Content
- Virtual classroom lessons
- Live sessions with instructors multiple times a week
- Three question banks for different stages of study
- Case study and formula sheet strategies
- Ability to join BIF’s private, student-only online community
- 170-question mock exam
- One free course retake (Premium only)
If Boston Institute of Finance is on your shortlist, check our Boston Institute of Finance coupons before you enroll.
Take Up to $900 Off Boston Institute of Finance CFP Education Bundles
Pros
Cons
Bottom Line
If you want “all the things,” BIF’s short and sweet approach might not sate your test prep appetite. However, if you have a hectic schedule and you want to get this period of your life over and done with, BIF’s 8-week study plan, quality practice questions, and strategy sheets are a great solution.
2. Kaplan: Best For a Tight Budget
What to Expect
As a professional course reviewer, Kaplan and I are far from strangers. So, when I saw the price of their CFP® exam review, I had to do a double-take. Normally, Kaplan is at the top of the price range, but for financial planning prep, they’re one of the most affordable out there. But they’re far from the lean, light structure of the Boston Institute of Finance; rather, Kaplan overloads you with six digital textbooks, 2,500 practice questions, the choice between in-person, live, or on-demand formatting, and even exam prep podcasts to listen to on your way to work or while you’re taking Fido for a walk.
And, in my experience, the materials hold up. While the sheer number of tools could be overwhelming at times, they cover every topic at length, so I never had to wonder whether I was covering every topic on the exam syllabus. Further, I really enjoyed the activity feed, which helped gamify the study experience by giving me specific tasks to complete (and getting that precious dopamine boost when I got to check them off) while showing my progress visually through charts. Finally, Kaplan’s live classes are excellent, with passionate, energetic instructors who were eager to help me learn and answer my barrage of questions.
Course Content
- In-person, virtual live, and on-demand delivery options
- Six PDF-based financial planning textbooks
- Activity feed with study scheduling and performance tracking
- Question bank (~2,500 MCQs) with custom quizzes and financial planning case studies
- Video tutorials with study tips, study checklists, topic summaries, and exam prep podcasts
- Instructor messaging access through InstructorLink™
- PassProtection™ pass guarantee (100% refund or course retake within one year)
Studying with Kaplan? You can cut the cost using our Kaplan CFP discount codes.
Pros
Cons
Bottom Line
While I have Kaplan listed as the best for tight budgets, their options are so much more than just “cheap courses.” Admittedly, the exhaustive resources can be overwhelming. Still, if you’d rather dig deep into every possible topic that might be on the exam than take a quicker yet less thorough approach, Kaplan is a great match.
3. Dalton Education: Best for Student Support
What to Expect
Dalton is acclaimed for their live, onsite courses, taking place in six different locations across the U.S.:
- Atlanta, Georgia
- Chicago, Illinois
- Irvine, California
- Irving, Texas
- New York, New York
- Washington, D.C.
This is a major advantage, as Kaplan has only three locations, whereas Brett Danko has two (the latter in New England only). And, point blank, they’re pretty great. Dalton’s live classes were energetic and exciting, which made it easier for me to stay focused on the topics instead of daydreaming about a sushi buffet. It’s clear the instructors care, which made me feel more confident that I was learning what I needed to learn. Plus, having coaching sessions during the pre- and post-study stages helped me boost my confidence (even if I don’t actually plan on taking the exam). The whole team made me feel valued.
However, while the human-to-human support is outstanding, the practice materials drop off. Where Kaplan and BIF provided in-depth answer explanations, Dalton’s were often vague, brief, or nonexistent. Further, I compared the practice questions to accurate samples from the CFP Board, and they’re worded and presented very differently. This is a big issue because, in a way, you’re preparing for a different test. However, I want to reiterate that these live classes and support options are outstanding, so if that’s what you’re after, it might be worth dealing with the practice materials, even with the high price tag.
Course Content
- Six study eBooks and a handbook for the live classes
- Review readiness assessment to find your “baseline” and save time
- Live online office hours with your instructors
- 2,800+ practice questions and mock exams
- Dalton’s Guarantee To Pass™ provides a 100% refund for unsuccessful candidates
- Coaching available during the pre- and post-review stages
- Additional lessons and Q&A sessions
- Digital flashcards and a calculator book
Pros
Cons
Bottom Line
Bad news first: Dalton can be expensive, and though they have a large question bank, the questions aren’t as reflective of the exam as questions from other providers. Here’s the good news: Dalton offers extensive support for students who purchase their Guarantee To Pass™ package, including coaching, Q&A sessions, office hours, and live online and in-person classes. And, many argue that their classes are some of the best out there (myself included).
4. Brett Danko: Best for Live Learners
What to Expect
If you spend a few minutes on a CFP® forum or Reddit thread, it won’t take long before you hear about Brett Danko and the company’s live classes. However, where the Dalton Review excels in both live classes and support, Brett Danko’s main draw is just that 4-day intensive workshop… but you’re paying at least several hundred, and maybe even a thousand, dollars if you want, say, flashcards, group sessions, call recordings, and additional quizzes and case studies.
I think it’s undisputed that Danko’s live classes are excellent. Many students report that the way he breaks down concepts makes subjects “click” for them that never did before. While I didn’t personally experience this in my studies, I do think he’s a talented instructor who has a way with words, and his energy makes you want to pay attention. However, there are some serious issues worth considering. Because the main appeal is the live onsite class, you’ll have to either live in Pennsylvania or Massachusetts, or have the money to travel there, for the course to be worthwhile. Furthermore, there’s limited personalized support, and the available bonus tools are scarce, which may be a pro or a con depending on your learning style. One Redditor explains the pros and cons of their experience:
To be clear, Danko offers a ton of practice questions (the most of any provider on the list), but they’re not in a virtual bank with customizable exams the way BIF and Kaplan present them.
Course Content
- On-site, live online, and on-demand prep formats
- 3,500+ practice questions (the largest question bank on the list)
- 35 live classroom hours and a classroom book for guidance and extra content
- A detailed study schedule to keep students organized and on track
- Eight 2-hour online group study sessions and signature call recordings
- Physical and digital flashcards (and an audio version)
- A retake of the virtual course portion
Pros
Cons
Bottom Line
For live learners, Brett Danko is a smart choice. However, there are some issues worth considering before clicking “add to cart.” The price can be extreme with premium-tier packages, and although there are over 3,500 practice questions, they’re not organized or adaptive in the same way as with other providers. Plus, with any live course, it’s worth considering if you’ll be able to focus for the full duration. However, if his videos and teaching style resonate with you, the course is likely worthwhile, despite these flaws.
5. Zahn: Best List of Class Locations
What to Expect
Up until now, Dalton has had the highest number of live class locations with six: one each in Georgia, Illinois, California, Texas, New York, and Washington D.C. However, Zahn takes it up a notch, offering locations in every Dalton location minus New York, plus Charlotte, NC; Detroit, MI; Kansas City and St. Louis, MO; Cincinnati, OH; Phoenix, AZ; Tampa, FL; and more popular locations than Dalton’s choices. For example, Zahn’s live class in California is in Los Angeles, where Dalton’s is in Irvine. The same goes for Texas, where Zahn chose Houston over Dalton’s Irving.
Basically, you’re significantly more likely to be close enough to commute to Zahn’s courses than any other exam prep provider on the list. But what about the actual experience? Although Zahn is a much smaller name than those higher on the list, I think they do a decent job of creating a budget-friendly prep course. The questions and case studies are accurate to what you’ll find on the exam (if not a little harder), and their no-frills approach makes “doing the work” a lot easier. I never had to guess what to do next, and while I love a good bonus tool, they can be distracting, particularly for those of us with neurodivergence.
Course Content
- Two digital workbooks and prerecorded video lessons covering the material
- 1,800+ practice questions, offered alongside quizzes, mock exams, and case studies
- Live, in-person exam prep class spanning 4 days
- Challenging post-study questions and cases that bring everything you’ve learned together
Pros
Cons
Bottom Line
Zahn’s videos and live classes aren’t as exciting or entertaining as those from classes higher up on the list, and there aren’t nearly as many practice questions (roughly half of those found in Dalton’s classes). That said, for the price and company size, I think this is a good deal for students who are dead set on a live experience and live close to one of the 13 Zahn locations.
6. University of Wisconsin-Green Bay (Honorable Mention)
What to Expect
UW-Green Bay’s CFP® review course feels a lot like an intensive bootcamp that just happens to be hosted on a college campus. The four-day class is held each June, and in my experience, it was a focused environment where you spend long days working through case studies, sample questions, topic refreshers, and study strategies with your instructors. I liked that the instructors, Jeff Rattiner and Preston D. Cherry, were clearly knowledgeable and approachable. There was a genuine sense they wanted to see everyone succeed, and they’re important figures in the industry who know their stuff (making it easier to explain said stuff to newbies). The networking emphasis also stood out to me, as the program encouraged classmates to connect and support one another, which helped keep the mood from getting too heavy during the long sessions.
That said, I think it’s important to set realistic expectations. Aside from the class itself, there’s very little in the way of extra study materials, structured coaching, or bonus tools. The practice content felt pretty limited, and I often found myself wishing I had more question banks to drill after each session. Plus, you’ll need to either live near Green Bay or plan to travel. If you’re comfortable supplementing this live experience with your own additional resources, though, it can be a solid, affordable way to get a structured review from reputable instructors.
Course Content
- 4-day live exam preparation class (in-person and virtual hybrid) in June
- Held at UW-Green Bay’s Schwab Center for Financial Wellness
- Case studies, sample questions, and a full-length simulated mock exam
Pros
Cons
Bottom Line
UW-Green Bay is best suited for budget-conscious students who want an in-person, classroom-style CFP review and are willing to source additional materials on their own. While the instructors are impressive and the atmosphere is supportive, the single-location setup and limited content library mean this won’t be a stand-alone solution for most. If you want a more robust package, consider BIF or Dalton instead.
7. Florida Atlantic University (Honorable Mention)
What to Expect
Florida Atlantic University’s CFP® review is another streamlined, college-hosted program that’s largely centered around the live sessions. Over six Saturdays in the fall, you’ll spend full days (about six hours each) tackling each of the 70 exam topics, guided by instructors who are all practicing CFP® professionals. I appreciated that the lead instructor had experience teaching for the College for Financial Planning®, which lent some extra credibility to the curriculum. The content was clear and well-organized, and if you’re the kind of learner who does best with a set schedule and real-time instruction, this format can help you stay on track.
However, in my experience, the course felt quite barebones compared to commercial exam review providers. There weren’t many supplemental study tools to help reinforce the material between sessions. Also, the schedule was completely fixed—if you can’t make Saturdays, there’s no flexibility. Unless you’re an FAU student (who can take the class for free), you’ll probably need to buy or find extra practice materials to feel fully prepared for the exam.
Course Content
- Six 6-hour sessions on Saturdays
- Available live online or on the FAU campus
- Usually takes place between September and October
- Quizzes for each of the 70 CFP® exam topics
- The lead instructor has also taught for the College for Financial Planning® (a Kaplan company)
Pros
Cons
Bottom Line
FAU’s CFP® review is a reasonable choice if you want an affordable live course, especially if you’re already enrolled at the university. The knowledgeable instructors and clear structure are definite pluses, but the lack of flexibility and minimal study materials mean most candidates will need to supplement elsewhere. For a more comprehensive experience at an affordable price, Kaplan or Zahn could be a better fit.
Other CFP® Exam Prep Courses Reviewed
- CFP Board (Free Resources)
- Jeff Rattiner’s Financial Planning Fast Track
- Pro Exam Tutors
- The American College of Financial Services®
How I Ranked Each CFP® Course
When evaluating these CFP® review courses, I focused on several key factors based on my firsthand experience working through each program. Here’s what I considered most important—and which providers excelled in each area:
Course Content Quality – Depth and Accuracy of Study Materials
Boston Institute of Finance stood out to me for delivering focused, high-quality content that covered all exam essentials without overloading me with unnecessary extras. Kaplan also impressed me with their six comprehensive textbooks and extensive study guides. Dalton Education rounded out the top tier here thanks to their detailed case studies and structured pre-study curriculum.
Effectiveness – Proven Success Rates and Student Outcomes
BIF’s condensed 8-week plan and strategic approach made me feel especially prepared, and I’ve seen many students credit their pass rates to this efficient structure. Dalton’s Guarantee To Pass™ also signals confidence in their process and provides peace of mind. Brett Danko deserves mention as well—many test-takers say his live classes helped them finally master difficult concepts.
Kaplan led the way for me with a polished platform and intuitive progress tracking, making it easy to stay organized. BIF’s clean interface was straightforward and simple to use, which I appreciated when juggling a busy schedule. Zahn also offered a surprisingly user-friendly portal that kept everything accessible without being overwhelming.
Practice Questions & Exams – Quantity and Quality of Test Simulations
Brett Danko provided the largest library of practice questions—more than 3,500—ideal for drilling concepts repeatedly. Kaplan came close behind with 2,500 questions and customizable quizzes that helped me target weaker areas. BIF’s practice questions weren’t as numerous, but they felt exceptionally accurate and well-aligned with the exam style.
Instructor Engagement – Teaching Style and Clarity of Explanations
Brett Danko’s live instruction was some of the most engaging I encountered, thanks to his energetic delivery and clear examples. BIF instructors also stood out to me as approachable and down-to-earth, which made the process feel less intimidating. Kaplan’s live classes were consistently professional and thorough.
Value for Money – Pricing vs. Features
BIF offered what I felt was the best overall value—quality materials, live classes, and strategy resources at a competitive price point. Kaplan was another strong option here, delivering an impressive volume of resources for the cost. Zahn earned points for offering affordable live instruction without sacrificing essential content.
Flexibility – Self-Paced vs. Structured Learning Options
Kaplan was the most flexible, letting me mix on-demand videos with live or in-person sessions. BIF’s 8-week plan was structured but still offered enough pacing freedom to adapt to my schedule. Dalton’s combination of pre-study modules and live classes provided clear milestones while still allowing some self-direction.
Buyer’s Guide: How to Choose the Right CFP® Course
Everyone studies in a slightly different way, so what works well for someone else may not be the right fit for you. Here are a few key factors to consider as you weigh your options:
Learning Style
Begin by considering whether you prefer a structured, deadline-driven learning approach or a more independent, self-paced one. Suppose you’re motivated by clear milestones and live sessions that keep you accountable. In that case, programs like Dalton and Brett Danko are great fits—both have highly structured timelines and plenty of live instruction. On the other hand, if you like to set your own schedule and move at your own speed, Kaplan and the Boston Institute of Finance offer flexible options that blend on-demand lessons with live support.
Course Format
The way the content is delivered can make or break your study experience. Kaplan stood out to me here, with a mix of video lectures, digital textbooks, podcasts, and interactive tools that cater to multiple learning styles. BIF takes a simpler approach, focusing on clear, video-led instruction and concise written materials without the clutter. If you’re drawn to in-person workshops, Brett Danko, Zahn, and UW-Green Bay emphasize live classroom learning over digital extras.
Practice Questions & Exams
One of the most effective ways to prepare is by practicing with realistic questions. Brett Danko’s program includes the largest question bank I’ve tried, offering more than 3,500 questions to drill. Kaplan also impressed me with its customizable quizzes and full-length mock exams. Although BIF and Zahn have fewer questions overall, I found that their quality and accuracy closely matched those of the real exam.
Instructor Support
Consider how much direct access you’ll have to instructors. If you value coaching, live Q&A sessions, or office hours, Dalton is a standout—they provide multiple layers of personal support throughout the process. Kaplan also offers reliable instructor messaging through their InstructorLink™ system. BIF’s weekly live classes were another highlight, striking a good balance between structure and approachability.
Budget
Your budget will naturally influence your choice. If you want a high-quality program without spending a premium, BIF and Kaplan both deliver strong value for the price. Zahn and UW-Green Bay are even more affordable, especially if you only need the essentials and prefer a live classroom experience. Meanwhile, Dalton and Brett Danko tend to be on the higher end of the spectrum, though their additional support and live instruction may justify the cost for some students.
Pass Guarantee
A pass guarantee can offer peace of mind if you’re anxious about the investment. Dalton’s Guarantee To Pass™ is among the most comprehensive, providing a full refund if you don’t succeed (as long as you meet their requirements). Kaplan also includes a pass guarantee with options for retaking the exam or receiving a refund, which I found reassuring during my preparation.
Course Access Length
Finally, look at how long you’ll have access to your materials. Kaplan gives you a generous window with some packages extending up to a year, while BIF’s materials are typically designed for their condensed 8-week plan but can be revisited during your course period. Zahn, UW-Green Bay, and FAU all have fixed live session schedules with limited flexibility, so you’ll want to be sure you’re ready to commit before enrolling.
Check out these related articles to learn more about the CFP® exam so you can pass the first time:
- CFP® Practice Questions
- CFP® Requirements
- How to Study for the CFP® Exam
- CFP® Promo Codes
- How Hard is the CFP® Exam?
- CFP® Pass Rates
- How Many Times Can You Take the CFP® Exam?
Final Thoughts
Phew, you made it! So, now you know where the prep courses stand and which is the best match for each student, but this is a comprehensive guide, so no worries if you need a quick refresher.
The Boston Institute of Finance is a well-balanced pick, with exam-quality questions and funny, relatable instructors who keep you engaged in your studies. Kaplan’s College for Financial Planning® delivers a comprehensive course with a money-back pass guarantee and live classes at a price that doesn’t break the bank. The Dalton Review courses have superb student support for candidates who benefit from human-to-human explanations and communication.
And those are the top courses, but there are so many more on the list. Which is right for you? Figure it out, get out of your research rabbit hole, and get studying. You’ve got this!
FAQs
Boston Institute of Finance is my top pick for streamlined online prep, while Kaplan is best for comprehensive materials and flexibility.
Combine a structured course, a consistent study schedule, and lots of timed practice exams. Choosing a proper financial planning education program to meet Board requirements may help early on.
Most range from about $600 to $2,500, depending on features, live classes, and support options.
Yes, if you can dedicate 10–15 hours weekly and already have a solid foundation in topics like risk management, personal financial planning, and tax planning, preferably from a CFP Board-registered program from an accredited college or university.
Both are excellent providers in the financial planning industry. Dalton is better for structured live support; Kaplan is better for flexibility and volume of resources.
