I just got my third email about re-enrollment in the Affordable Care Act, which I purchased in March. I noted the somewhat aggressive language in the email: Most people who don’t act will be automatically re-enrolled in their current health insurance plans. But seven in 10 current enrollees can find a lower-priced plan in the same category by returning to HealthCare.gov.
In my case, I noticed my premium had gone up by $70 a month. When I called my insurer about this, they were unable to tell me why. I was finally told the old plan didn’t exist.
After going line by line, I discovered my new plan offered fewer benefits and higher co-pays.
Now I know why the plan wasn’t available anymore — the insurance company offered a “lead in” rate and found the only way they could legally change premiums was saying the plan didn’t exist. Seems like “bait and switch” as well as insurance fraud.
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Tanya M. Vernon, Weston