Did medical credit cards leave you with debt? Share your experience with us
Have you used medical credit cards to pay for care in South Florida? Did it help pay for a treatment you couldn’t afford? Leave you with a costlier bill at the end?
We want to hear from you for an article we’re working on.
The cards — like Alphaeon, Wells Fargo Health Advantage and CareCredit — are often marketed as a way to make treatment more affordable. But patients who don’t pay off the full amount before the end of the promotional 0% interest period usually find themselves paying deferred interest, a catch that can leave patients in more debt.
Except, the charges put on these cards often don’t have legal medical debt protections, experts say. Patients who don’t pay off the full amount before the end of the promotional 0% interest period also usually find themselves paying deferred interest, a catch that experts say can sometimes leave patients stuck in more debt.
Tell us about your experience using a medical credit card. How was the card pitched to you? Did you think it was a payment plan with your doctor when you signed up? Did you pay off your bill before the promotional period ended? Would you use a card again?
We want to know it all. Use the form below or click here to share your experience with us.
