Just moved in to your new home? Here’s what to do in the first 90 days
AI-generated summary reviewed by our newsroom.
- Change locks, reset smart tech and transfer utilities before move-in day.
- Test detectors, clean appliances and map shut-off locations in month one.
- Claim tax exemptions, assess insurance and plan upgrades by day ninety.
You’ve signed the papers, gotten the keys and posed in front of the “Sold” sign — but now what? The first few weeks in a new home are exciting, overwhelming and full of important to-dos that can easily get lost in the shuffle of boxes and bubble wrap.
Whether this is your first home or forever one, here’s your guide to settling in smoothly, safely and smartly from day one to day ninety.
Right after closing: Secure, set up and settle In
Before you hang your first picture frame or decide where the couch goes, it’s time to take care of the essentials — the things that protect your investment and make your home truly your own.
• Change or rekey all exterior locks. You never know who might still have a spare key from the previous owners.
• Reset smart home tech and security systems, including garage door codes, thermostats, alarm systems and smart locks.
• Transfer or set up utilities such as water, electricity, gas, internet, sewer, and trash. Ideally, get these started before move-in day.
• Update your address with the Postal Service, banks, the DMV, your employer, subscriptions and voter registration.
• Safeguard key documents like your deed, closing disclosure, home inspection report and warranties. A fireproof box or digital backup is a smart move.
In the first month: Clean deep, get oriented and plan ahead
Once you’ve taken a breath, it’s time to dig in. The first month is about learning the quirks of your new place and starting a few healthy homeowner habits.
• Test smoke and carbon monoxide detectors and swap in fresh batteries. Make sure each level of your home is covered.
• Create a home maintenance calendar to stay on top of routine tasks like changing HVAC filters, cleaning gutters and servicing major systems.
• Do a deep clean of appliances, carpets and air vents. It’s easier before you’re fully unpacked — and it makes the space feel truly yours.
• Locate the shut-off valves for water and circuit-breaker box so you’re ready for emergencies. Label everything if it’s not already.
• Check for signs of pests and consider scheduling a professional inspection or starting recurring pest control.
Within the first 90 days: Protect, connect and personalize
You’re getting your bearings now, but don’t slow down just yet. The three-month mark is a great time to lock in protections and start dreaming beyond the basics.
• File for a homestead exemption if your state offers it — this can significantly reduce your property taxes, but most states have strict deadlines.
• Set up a home emergency fund for unexpected costs like appliance repairs, roof fixes or plumbing issues.
• Review and update your homeowner’s insurance to make sure your coverage matches your needs. Think about add-ons like flood or earthquake protection.
• Meet your neighbors — not just for a friendly wave but to get tips on local services, schools or potential issues on the block.
• Map out your first-year projects, separating must-dos (like replacing old windows or leaky faucets) from nice-to-haves (like paint jobs or kitchen upgrades). Make a budget and timeline that works with your new rhythm.
Wrapping up: You’re not just moving in — you’re building a life
The first 90 days in a new home are about more than just unpacking — they’re about laying a solid foundation for comfort, safety and joy. Tackle the basics early and you’ll free up mental space to focus on the fun parts: decorating, hosting, exploring your neighborhood and making memories in your new space.
Welcome home.
Production of this article included the use of AI. It was reviewed and edited by a team of content specialists.
This story was originally published August 4, 2025 at 4:39 PM with the headline "Just moved in to your new home? Here’s what to do in the first 90 days."
