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What’s next for car insurance refunds in Florida? See the future steps

By Miami Herald Archives, with AI summarization

Many Florida drivers with Progressive car insurance are starting to see surprise refunds or credits on their policies after the company made more profit than state rules allow. The average rebate is around $300, with some customers getting much more knocked off their upcoming bills.

FULL STORY: Some are getting refunds on their Florida car insurance. How can you get one?

Traffic heading north on the 18 Mile Stretch slows to a crawl around Mile Marker 123 near Florida City, Friday, March 21, 2025. The highway has been closed intermittently since Tuesday due to massive brush fires in South Miami-Dade, spawned by dry weather and wind.
Traffic heading north on the 18 Mile Stretch slows to a crawl around Mile Marker 123 near Florida City, Friday, March 21, 2025. The highway has been closed intermittently since Tuesday due to massive brush fires in South Miami-Dade, spawned by dry weather and wind. David Goodhue dgoodhue@miamiherald.com

What’s coming up next:

  • Progressive will finish sending refund/credit notifications in batches by the end of February 2026.
  • Credits will be issued shortly after each customer gets their notice, rolling out through 2026.
  • Other major insurers like Allstate and Geico might follow with similar refunds, though they haven’t announced plans yet.

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The summary points above were compiled with the help of AI tools and edited by journalists in the Miami Herald newsroom. The full story in the link at top was reported, written and edited entirely by Miami Herald journalists.

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