Home » What Is Sezzle Premium and How Much Is It?

What Is Sezzle Premium and How Much Is It?

Published on September 4, 2025. Updated September 24, 2025

3 min. read

What Is Sezzle Premium

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If you’ve shopped with Sezzle, you may know that they’ve introduced something new: Sezzle Premium.

Unlike the standard Pay-in-4 or even Sezzle Anywhere, Premium feels more like an exclusive club. It’s a premium subscription with extra perks, special deals, and rewards designed for frequent shoppers. The catch? It’s invite-only for now, and like a lot of other customers, I’m currently stuck on the waiting list, hoping to get in.

I’ll admit—I kind of like that it feels like a VIP list. It makes me want it more. While I wait, I’ve been digging into what the Sezzle Premium subscription actually includes, how much the subscription fee is, and what I can do to move up the list. If you’re curious too, here’s what I’ve learned so far.

Key Takeaways

  • Sezzle Premium is invite-only for now. You’ll need to join the waitlist and get approved before you can use it.
  • Members unlock benefits like discounts, credits, and priority support.
  • $13.99 per month is the current subscription fee.
  • You can move up the list faster by making on-time payments and limiting reschedules.
  • While you wait, you can use Sezzle Anywhere to access more stores and start building a credit history.

What Is Sezzle Premium?

At its core, Sezzle Premium is a membership upgrade designed for frequent shoppers who want more from the Sezzle app. It’s not just another payment option—it’s a premium subscription that combines everyday convenience with rewards.

Unlike Sezzle’s standard Pay-in-4, Premium adds perks like exclusive deals, monthly credits, and priority support. These extras are meant to make online shopping and in-store purchases more rewarding for customers who already rely on Sezzle’s flexible payment method.

Sezzle Premium Benefits

Once you’re approved, you pay $13.99 monthly, and Sezzle Premium gives you extras that go beyond Pay-in-4.

Membership perks include:

  • Pay in 4 at 350+ exclusive in-app brands
  • In-app deals and discounts
  • One free reschedule per order
  • Priority customer support
  • $10 in monthly spend credits at select merchants
  • Earn 50% more Sezzle Spend in Arcade & Quest
  • Monthly thank-you gift (valued at $30)

These perks make Premium appealing for heavy Sezzle users who shop regularly with partnered brands.

How Much Is a Sezzle Premium Subscription?

The current Sezzle Premium subscription fee is $13.99 per month. For that price, members gain access to:

  • Monthly spend credits at select merchants
  • A thank-you gift (valued at $30)
  • In-app special deals and discounts
  • Faster support response times

When you weigh the value of these rewards against the subscription fee, the Premium plan is designed to pay for itself if you’re an active Sezzle user who shops across different brands and online stores.

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Sezzle Premium vs. Sezzle Anywhere

It’s easy to confuse the two, but they serve different purposes:

The Benefits of Sezzle Premium for Consumers

Sezzle has always stood out for offering interest-free installments through its pay-later option. With Premium, that flexibility stays in place. You’ll still use Sezzle’s pay in 4 structure for purchases, but you’ll also unlock extra features layered on top—like exclusive deals, credits, and gifts.

Sezzle Premium benefits

This means Premium isn’t changing how you pay; it’s expanding what you get for being a loyal Sezzle customer.

The benefits of Sezzle Premium include:

  • Greater access to special deals and discounts
  • Monthly credits that help offset the fees or money you’d spend otherwise
  • A smoother experience with priority support
  • More ways to manage purchases across top brands like Walmart, Ulta, and CVS

By combining flexibility with new features, Premium is meant to help users shop smart while staying on budget.

How the Waitlist Works

When you apply for Sezzle Premium, you won’t get access immediately. Instead, you’ll see a screen confirming that you’re “on the list.”

To improve your chances of getting bumped up, Sezzle encourages two behaviors:

  • Make on-time payments
  • Limit reschedules

This suggests Sezzle is prioritizing users who manage their accounts responsibly, reinforcing that Premium is meant to be an “exclusive” tier for reliable customers.

Final Thoughts

Sezzle Premium is still in its early rollout, with most users stuck on a limited waiting list. But once eligible, customers gain an upgrade that turns standard Sezzle into a more rewarding membership. With added perks, better support, and exclusive deals, the premium subscription offers strong value for frequent shoppers who want to stretch their money further while keeping the same convenient later option they already love.

For now, the big question is when Sezzle will expand Premium to more consumers. Until then, users can still rely on Sezzle Anywhere to reach more stores, check out in-store or online, and keep building responsible credit habits.

FAQs

How much does Sezzle Premium cost?

Currently, Premium is priced at $13.99 per month.

How do I get access to Sezzle Premium?

You’ll need to join the waitlist through the Sezzle app. Approval depends on account activity and eligibility.

Can I move up the Sezzle Premium waitlist faster?

Yes. Making on-time payments and limiting reschedules can help.

What’s the difference between Sezzle Premium and Sezzle Anywhere?

Premium focuses on perks like discounts and credits, while Anywhere expands where you can use Sezzle and can help build credit.

Is Sezzle Premium worth it?

If you shop often at Sezzle’s partnered brands, the monthly credits, gifts, and discounts may outweigh the cost.

Mary Elizabeth Dean is a former teacher and MBA with a background as a serial entrepreneur. She writes about careers, education, and personal finance, helping readers make smart, informed decisions about work and money.

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