Once upon a time—well, really just a few months ago—my daughter looked up from the couch and said, “For my birthday, I’d like a Nintendo Switch.” This was after weeks of insisting she didn’t want anything special. Suddenly, what felt like an easy birthday turned into figuring out how to buy one of the most popular consoles on the market without throwing my budget off balance.
Thankfully, there were BNPL options.
Plus, with games like Hades 2, Pokemon Legends: Z-A, and Mario Kart World on the Switch 2, options for buyers have expanded even further; however, the new console is a $150 jump from the original—and that’s before accessories, shipping costs, and games. That’s why I turned to Nintendo Switch BNPL (buy now, pay later) options. Instead of paying everything at once, BNPL let me split the purchase into smaller payments and still surprise her on her big day.
Key Takeaways
- Fast Credit Approval: Most BNPL apps only run a quick check before approval, making it easy to sign up.
- Payment Flexibility: Break down the cost of the Nintendo Switch into smaller amounts over time.
- Where to Shop: Major retailers and app shops offer BNPL platforms with convenient checkout.
- Know the Risks: Late payments or fees can affect your account and finances.
- Smart Control: Compare deals and features to find the plan that fits your life best.
How Nintendo Switch BNPL Works
BNPL platforms act like short-term financing, letting you pay for your Nintendo Switch in pieces rather than all at once. At checkout, you simply select a BNPL provider—such as Sezzle, Klarna, or Affirm—and log into your account.
Depending on the app, you may be offered:
- Interest-free installments split into four payments.
- Longer loans with additional fees if you need more time.
- A single-use virtual card to complete your order directly at the Nintendo store or other retailers.
It’s a convenient way to skip the wait and start gaming today while keeping more control over your money.
Where to Buy a Nintendo Switch 2 with BNPL
Here are examples of stores and platforms where you can use BNPL for a Nintendo Switch 2:
- Best Buy: Split your purchase with Affirm or Klarna during checkout.
- Walmart: Use Sezzle or Affirm for the console and games, with options to estimate payments before you buy.
- Target: Offers flexible payment plans through Afterpay and Klarna.
- Amazon: Provides later-platform options through Affirm and Zip, letting you fit the cost into your budget.
- Nintendo Store Online: In some regions, BNPL services can be applied at checkout using a BNPL Visa or virtual card.
Walmart Coupon: $15 Off First Purchase via Sezzle App
Step-by-Step: How to Buy a Nintendo Switch with BNPL
- Search for the best deal. Compare prices on retailers like Best Buy, Walmart, Target, Amazon, or even the Nintendo store. Don’t forget to factor in tax and shipping costs.
- Add your Nintendo Switch to the cart. At checkout, select the BNPL option (or enter the virtual card details) and review your payment plan.
- Estimate your purchase amount. Add up the console, accessories, and any games you wan,t so you know what you’re financing.
- Select a BNPL provider. Decide which platform works best for you—I recommend Sezzle.
- Sign up or log into your account. Create an account in the app, confirm your details, and review any terms before you shop.
- Check your first payment. Most providers require one payment up front. Confirm the total, installment schedule, and any fees before you click “place order.”
- Confirm and track your order. Save your order confirmation, watch for shipping updates, and keep an eye on delivery times.
- Manage your payments. Set up autopay or reminders to stay on schedule. Paying on time helps you avoid late fees and keeps your account in good standing for your next purchase.
Save $15 on Your First Amazon Purchase via Sezzle App
Pros of Nintendo Switch BNPL
- Access your console right away without waiting until you save up.
- Flexible payment options give you room to manage purchases.
- Quick approval with only basic account information required.
- Ability to shop deals and promotions while still splitting the price.
- Perfect for last-minute purchases when you don’t have time to save up but still want to make the day special.
Cons to Watch For
- Longer-term financing can cost more overall.
- Easy access may tempt you to spend more on items or games than you need.
- Some platforms restrict BNPL use on certain goods or require minimum purchase amounts.
Get $15 Off Your First Target Purchase w/ Sezzle App
Smart Tips for Using Nintendo Switch BNPL
- Check for Shipping Costs: Remember, BNPL covers your purchase but doesn’t always include delivery fees.
- Estimate Your Budget: Use in-app calculators to create a payment estimation before you place the order.
- Stay Organized: Set reminders to pay on time and avoid late fees.
- Look for Convenience Features: Some apps let you manage payments, log into your account, or even use a virtual Visa card for your next purchase.
Final Thoughts
A Nintendo Switch 2 can bring millions of players joy, but the upfront price can feel overwhelming—especially since the price increase compared to the first console. With BNPL, you can split the purchase into smaller, easy-to-handle amounts and start enjoying the product right away. Just make sure you check the terms, sign up with a platform that offers flexibility, and protect your finances by paying on schedule. When used smartly, Nintendo Switch BNPL programs give you a way to buy, play, and still keep your budget in control.
FAQs
You generally cannot use BNPL directly on the Nintendo eShop, but you can still buy your Nintendo Switch or games with BNPL by checking out through retailers like Best Buy, Walmart, or Amazon.
Yes, Nintendo Switch BNPL can affect your credit depending on the provider. Some apps only run a soft credit approval, while others may report late or missed payments to credit bureaus.
Nintendo Switch BNPL payment plans vary by provider. Most services split the purchase amount into four interest-free payments, while others offer longer financing options with additional fees.
You can use BNPL not only for the Nintendo Switch console but also for accessories, controllers, and games. As long as your order meets the purchase minimum set by the BNPL platform, you can split the cost of multiple items in one shop.
If you miss a Nintendo Switch BNPL payment, you may be subject to late fees, have your account suspended, or have your ability to make your next purchase. Some apps add small failed-payment fees, so staying on schedule is the best way to keep control of your finances.
You can actually buy either! Naturally, it depends on the specific service and digital or physical storefront, but generally, most options allow you to get whichever console you’d prefer (and it extends beyond just the Switch as well).
