I experienced Hurricane Andrew in Perrine and Hurricane Wilma in Coral Springs. I had State Farm Insurance until two years ago when it raised the price so high I had to choose another provider.
I shopped and found a terrific company that I am pleased with. Still paying a lot — more than $1,500 quarterly — but I have a good company and coverage.
If you look around, there are good solutions out there beyond Citizens Property Insurance, which is way underfunded to handle a big storm. They are not the usual big brand names that most of us are familiar with, but they are good companies.
Barry Johnson, Miami
Sign Up and Save
Get six months of free digital access to the Miami Herald
Note: We asked members of the Public Insight Network — locals who have agreed to share their insights on current events for Miami Herald and WLRN — how homeowners are obtaining affordable home insurance, including Citizens Property Insurance. Is your home insurance rate rising? Tell us. Start informing our newsroom with your thoughts at MiamiHerald.com/insight.