In this Thursday, June 4, 2015, file photo, a customer walks past a sign promoting the Sam's Club Mastercard credit card at a Sam's Club store store in Bentonville, Ark. Saving money on holiday purchases now by opening a store credit card could cost you later in credit score points.
In this Thursday, June 4, 2015, file photo, a customer walks past a sign promoting the Sam's Club Mastercard credit card at a Sam's Club store store in Bentonville, Ark. Saving money on holiday purchases now by opening a store credit card could cost you later in credit score points. Danny Johnston AP
In this Thursday, June 4, 2015, file photo, a customer walks past a sign promoting the Sam's Club Mastercard credit card at a Sam's Club store store in Bentonville, Ark. Saving money on holiday purchases now by opening a store credit card could cost you later in credit score points. Danny Johnston AP