▪ If you turned 70 ½ last year and haven’t taken your first-year required minimum distribution (RMD), the deadline is April 1.
▪ File your 2015 tax return. (If you’re requesting an automatic six-month extension, you still need to pay any taxes due by April 18.)
▪ Deadline for making 2015 traditional and Roth IRA contributions.
▪ Deadline for making 2015 contributions to your health savings account.
▪ Pay your first-quarter estimated tax payment if you’re self-employed, own a small business or freelance.
If you were born May 1, 1950, or earlier, you can take advantage of Social Security’s file-and-suspend strategy through April 30.
▪ Pay your second-quarter estimated tax payment if you’re self-employed, own a small business or freelance.
▪ Pay your third-quarter tax bill if you’re self-employed, own a small business or freelance.
▪ Medicare open enrollment begins for 2017.
▪ File your income tax return by Oct. 17 if you requested a six-month extension back in April.
▪ If you converted a traditional IRA to a Roth during 2015 and paid tax on the conversion with your 2015 return, Oct. 17 is the deadline for recharacterizing (undoing) the conversion. This could save you money if the IRA has lost money since the time of the original conversion.
▪ Open enrollment for medical benefits under the Affordable Care Act opens.
▪ Medicare open enrollment ends for 2017.
▪ Deadline for changing medical insurance plans under the Affordable Care Act.
▪ Deadline to take the annual required minimum distribution, or RMD, from traditional IRAs and retirement accounts.
▪ Deadline to contribute to 401(k) and to make charitable donations.