Kmart offering “No Money Down Layaway” for holiday shopping

Kmart is giving customers a head start on holiday shopping, offering “Kmart Shop Your Way” members and customers “No Money Down Layaway, available now. Various rules apply.

Data from a National Retail Federation 2013 holiday spending survey showed that nearly 40 percent of Americans begin holiday shopping before Halloween.

Kmart’s layaway program includes both online and in-store contracts for items across dozens of merchandise categories, including apparel, home, toys and consumer electronics.

Kmart and Sears offer layaway year-round, and say they are the only general merchandise retailers where layaway is available nationwide, both online and in-store; there is no minimum purchase. “Shop Your Way” members earn points on layaway purchases. For more information on layaway, visit