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How will you pay for college? Or will you?

Student loan debt has been in the news a lot lately - and this week, interest rates are going up significantly on some types of loans. It seems that our generation of parents, battered by the recession, may not be too keen on having our children start their adult lives with $100,000-plus in debt - or mortgaging our own retirement to finance it.

How will you pay for college? Are you lowering your expectations for the Ivy League? Or do you hope that whole four-years-on-campus thing will be replaced by online learning by the time your kids get there?

What's your  plan?