{"id":40530,"date":"2025-08-06T07:46:29","date_gmt":"2025-08-06T12:46:29","guid":{"rendered":"https:\/\/www.miamiherald.com\/banks\/?p=40530"},"modified":"2025-09-25T00:03:01","modified_gmt":"2025-09-25T05:03:01","slug":"ps5-buy-now-pay-later","status":"publish","type":"post","link":"https:\/\/www.miamiherald.com\/banks\/finances\/ps5-buy-now-pay-later\/","title":{"rendered":"PS5 Buy Now, Pay Later: Play Now With Payment Plans"},"content":{"rendered":" <p class=\"wp-block-paragraph\">Astro Bot. Death Stranding 1 and 2. Ghost of Tsushima and Ghost of Yotei. Horizon: Zero Dawn and Horizon: Forbidden West. God of War Ragnar\u00f6k. Stellar Blade.<\/p> <p class=\"wp-block-paragraph\">A quick list of some of the beloved, critically-acclaimed games console players will <a href=\"https:\/\/store.playstation.com\/en-us\/category\/5bb9a9b4-f9f4-454e-bf57-0a74bc3a7ee9\/1\">only find<\/a> on the PlayStation 5. But with prices currently ranging from over $400 for the PS5 Slim to about $700 for the PS5 Pro, getting the best in modern gaming comes at a steep price.<\/p> <p class=\"wp-block-paragraph\">Buy Now, Pay Later (BNPL) is one solution that&#8217;s helped plenty of gamers grab their very own PS5 to pay in installments, so you&#8217;re not dropping such a large chunk of change all at once. Let\u2019s talk about how it works, what to look out for, and how to stay smart about paying in installments.<\/p> <p class=\"custom_key wp-block-paragraph\"><strong>Key Takeaways<\/strong><\/p> <ul class=\"wp-block-list custom_underline\"> <li><strong>Buy Now, Play Now<\/strong>: You don\u2019t have to wait to save up for a PS5\u2014BNPL services let you split the cost into manageable payments.<\/li> <li><strong>No Credit Card Needed<\/strong>: Most BNPL options work with a debit card and don\u2019t require a credit card to apply or pay.<\/li> <li><strong>Watch for Credit Checks<\/strong>: Some services do a soft credit check, while others might run a hard credit check\u2014know which one before you apply.<\/li> <li><strong>Late Fees Can Add Up<\/strong>: Missing a payment isn\u2019t free. Services like Klarna and Sezzle charge late fees, so stay on top of due dates.<\/li> <li><strong>Each App Works Differently<\/strong>: Klarna, Affirm, and Sezzle all offer slightly different terms, so compare them before checking out.<\/li> <\/ul> <h2 class=\"wp-block-heading\" id=\"h-what-is-buy-now-pay-later-bnpl\"><strong>What Is Buy Now, Pay Later (BNPL)?<\/strong><\/h2> <p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/what-is-buy-now-pay-later\/\">Buy Now, Pay Later<\/a> is pretty much what it sounds like. You buy the item now\u2014PS5, controller, headset, the works\u2014and pay it off over time. Usually, you\u2019ll make a first payment at checkout (often 25% of the total), then split the rest across a few weeks or months.<\/p> <p class=\"wp-block-paragraph\">No interest. No credit card needed. And often, no hard credit check (which can ding your credit score).<\/p> <h2 class=\"wp-block-heading\" id=\"h-bnpl-services-that-work-with-ps5-purchases\"><strong>BNPL Services That Work with PS5 Purchases<\/strong><\/h2> <figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/08\/PS5-Buy-Now-Pay-Later-Options-info.png\" alt=\"buy now pay later PS5 services\" class=\"wp-image-40533\" srcset=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/08\/PS5-Buy-Now-Pay-Later-Options-info.png 1024w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/08\/PS5-Buy-Now-Pay-Later-Options-info-300x300.png 300w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/08\/PS5-Buy-Now-Pay-Later-Options-info-150x150.png 150w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/08\/PS5-Buy-Now-Pay-Later-Options-info-768x768.png 768w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/08\/PS5-Buy-Now-Pay-Later-Options-info-280x280.png 280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure> <p class=\"wp-block-paragraph\">If you\u2019re shopping online\u2014especially at stores like GameStop, Best Buy, or Target\u2014you\u2019ll probably see one of these BNPL services at checkout:<\/p> <h3 class=\"wp-block-heading\" id=\"h-sezzle\"><strong>Sezzle<\/strong><\/h3> <p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/sezzle-review\/\">Sezzle<\/a> is a well-reviewed BNPL option. Here&#8217;s <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/what-is-sezzle-and-how-does-it-work\/\">how Sezzle works<\/a>:<\/p> <ul class=\"wp-block-list\"> <li>Split your purchase amount into 4 payments over 6 weeks<\/li> <li>No interest if you pay on time<\/li> <li>Instant approval involves a quick soft credit check (no impact on your score)<\/li> <\/ul> <p class=\"wp-block-paragraph\">Like Klarna, Sezzle charges late fees if you miss a due date. But the interface is user-friendly, and you can reschedule one payment per order for free\u2014great if payday\u2019s running a little late.<\/p> <div class=\"coupon-container discountcode_func_stores_taxonomywise\"><input value=\"https:\/\/www.miamiherald.com\/banks\/finances\/ps5-buy-now-pay-later\/\" name=\"cpageurl_hidden\" id=\"cpageurl\" type=\"hidden\"><div class='coupon_code_list_outer other_sc test2'><div class='coupon_code_list cvf_universal_container'><div class='ajax_loader_sort' style='display:none;'><\/div><div id='coupon_search_results' class='coupon_search_results'><input type='hidden' id='hidden_term' value='sezzle-promo-codes'><div class=\"sticky-coupons\"><div class=\"coupon_main show\" data-code=\"15AMZSezzle\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40896\" dataid=\"40896\" class=\"coupon_code test6 cc_PostID_40896 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Save $15 on Your First Amazon Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\">2 uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 3 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 2 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40896\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"15AMZSezzle\" href=\"?cc=40896\" rel=\"follow\" data-brand=\"BNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $15<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main show\" data-code=\"15WMTSezzle\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40899\" dataid=\"40899\" class=\"coupon_code test6 cc_PostID_40899 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Walmart Coupon: $15 Off First Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\">1 uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 3 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 2 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40899\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"15WMTSezzle\" href=\"?cc=40899\" rel=\"follow\" data-brand=\"BNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $15<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"15TGTSezzle\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40902\" dataid=\"40902\" class=\"coupon_code test6 cc_PostID_40902 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Get $15 Off Your First Target Purchase w\/ Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 3 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 2 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40902\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"15TGTSezzle\" href=\"?cc=40902\" rel=\"follow\" data-brand=\"BNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $15<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"AMZ10\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40892\" dataid=\"40892\" class=\"coupon_code test6 cc_PostID_40892 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Save $10 on Your First Amazon Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 3 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 2 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40892\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"AMZ10\" href=\"?cc=40892\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $10<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"WMT10\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40897\" dataid=\"40897\" class=\"coupon_code test6 cc_PostID_40897 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Walmart Coupon: $10 Off First Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 3 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 2 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40897\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"WMT10\" href=\"?cc=40897\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $10<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"TGT10\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40900\" dataid=\"40900\" class=\"coupon_code test6 cc_PostID_40900 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Get $10 Off Your First Target Purchase w\/ Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 3 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 1 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40900\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"TGT10\" href=\"?cc=40900\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $10<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"SezzleAMZ5\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40894\" dataid=\"40894\" class=\"coupon_code test6 cc_PostID_40894 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Save $5 on Your First Amazon Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 3 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 2 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40894\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"SezzleAMZ5\" href=\"?cc=40894\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $5<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"SezzleWMT5\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40898\" dataid=\"40898\" class=\"coupon_code test6 cc_PostID_40898 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Walmart Coupon: $5 Off First Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 3 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 2 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40898\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"SezzleWMT5\" href=\"?cc=40898\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $5<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"SezzleTGT5\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40901\" dataid=\"40901\" class=\"coupon_code test6 cc_PostID_40901 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Get $5 Off Your First Target Purchase w\/ Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 3 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 2 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40901\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"SezzleTGT5\" href=\"?cc=40901\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $5<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"loadmore_records\">View More<\/div><input value=\"9\" type=\"hidden\" class=\"get_total_results\"><input value=\"2\" type=\"hidden\" class=\"get_limit_count\"><\/div><\/div><\/div><\/div> <h3 class=\"wp-block-heading\" id=\"h-klarna\"><strong>Klarna<\/strong><\/h3> <p class=\"wp-block-paragraph\">The Klarna app is one of the most popular BNPL options. It lets you:<\/p> <ul class=\"wp-block-list\"> <li>Split the cost into 4 payments, one every 2 weeks<\/li> <li>Stretch payments over 6\u201324 months (this might involve a soft credit check)<\/li> <li>Track spending and set reminders<\/li> <\/ul> <p class=\"wp-block-paragraph\">Heads up: Klarna does charge late fees if you miss a payment, so set those reminders!<\/p> <h3 class=\"wp-block-heading\" id=\"h-affirm\"><strong>Affirm<\/strong><\/h3> <p class=\"wp-block-paragraph\">Affirm is another big player in the BNPL world, and you\u2019ll see it at checkout with retailers like Walmart, Target, and Amazon. Here\u2019s how it works:<\/p> <ul class=\"wp-block-list\"> <li>Break your purchase amount into monthly payments<\/li> <li>Choose terms that range from 1 to 60 months<\/li> <li>May involve a soft or hard credit check, depending on the plan<\/li> <\/ul> <p class=\"wp-block-paragraph\">Affirm is pretty transparent\u2014they show your total cost and payment schedule upfront, so there are no surprises. Just make sure you read the fine print before hitting \u201cconfirm.\u201d<\/p> <h2 class=\"wp-block-heading\" id=\"h-what-you-ll-need-to-use-bnpl-play-now-pay-later\"><strong>What You\u2019ll Need to Use BNPL: Play Now, Pay Later<\/strong><\/h2> <p class=\"wp-block-paragraph\">Don\u2019t worry\u2014you don\u2019t need to sell your soul or fill out piles of paperwork. Most BNPL apps only ask for:<\/p> <ul class=\"wp-block-list\"> <li>A valid debit card or bank account<\/li> <li>Your name, address, and phone number<\/li> <li>Sometimes request your Social Security number for a soft credit check<\/li> <\/ul> <p class=\"wp-block-paragraph\">Some services, like Affirm, are arranged pursuant to agreements with lending partners (usually FDIC-insured banks). You might see something like \u201cLoans are made by Cross River Bank, Member FDIC\u201d\u2014this just means the loans are coming from a legit source, not some shady corner of the internet.<\/p> <h2 class=\"wp-block-heading\" id=\"h-the-upsides-of-buying-a-ps5-now-paying-later\"><strong>The Upsides of Buying a PS5 Now, Paying Later<\/strong><\/h2> <p class=\"wp-block-paragraph\">I\u2019ve used BNPL before, and honestly, it can be a lifesaver. Here&#8217;s what I like:<\/p> <ul class=\"wp-block-list\"> <li><strong>No Upfront Cost<\/strong>: You don\u2019t need to drop $500+ at once. That\u2019s huge.<\/li> <li><strong>No Interest (Usually)<\/strong>: If you pay on time, many BNPL services don\u2019t charge interest.<\/li> <li><strong>No Credit Card Needed<\/strong>: You can pay straight from your debit card.<\/li> <li><strong>Fast Approval<\/strong>: In most cases, you\u2019ll know if you\u2019re approved in seconds.<\/li> <\/ul> <h2 class=\"wp-block-heading\" id=\"h-the-risks-you-shouldn-t-ignore\"><strong>The Risks You Shouldn\u2019t Ignore<\/strong><\/h2> <p class=\"wp-block-paragraph\">Okay, time for the real talk. BNPL isn\u2019t magic money.<\/p> <p class=\"wp-block-paragraph\">Before you hit \u201cbuy,\u201d keep these things in mind:<\/p> <ul class=\"wp-block-list\"> <li><strong>You Can Rack Up Debt Fast<\/strong>: It\u2019s easy to add accessories, games, and an extra controller \u201csince it\u2019s only $XX today.\u201d But those small payments add up.<\/li> <li><strong>Late Fees Sting<\/strong>: Miss a payment, and you could face late fees, especially with Klarna or Afterpay.<\/li> <li><strong>Some Plans Involve Credit Checks<\/strong>: Services like Affirm sometimes run a hard credit check, which can negatively impact your score.<\/li> <\/ul> <h2 class=\"wp-block-heading\" id=\"h-tips-for-a-smart-bnpl-purchase\"><strong>Tips for a Smart BNPL Purchase<\/strong><\/h2> <p class=\"wp-block-paragraph\">Here\u2019s how I keep myself in check when using BNPL:<\/p> <ul class=\"wp-block-list\"> <li>Only buy what I can afford to pay off within the plan<\/li> <li>Set calendar reminders for every due date<\/li> <li>Use a debit card for BNPL payments <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/buy-now-pay-later-vs-credit-card\/\">instead of a credit card<\/a> to avoid interest stacking<\/li> <li>Check if the plan involves a soft credit check or a hard credit check before I apply<\/li> <\/ul> <p class=\"wp-block-paragraph\">If I can\u2019t pay it off in full by the final installment? I wait. And I&#8217;d recommend you do the same.<\/p> <h2 class=\"wp-block-heading\" id=\"h-final-thoughts-is-ps5-buy-now-pay-later-worth-it\"><strong>Final Thoughts: Is PS5 Buy Now Pay Later Worth It?<\/strong><\/h2> <p class=\"wp-block-paragraph\">If you\u2019ve got your eye on a PS5 but not the full cash today, BNPL can be a solid option\u2014as long as you go in with a plan. Use a debit card, read the fine print, and know when your first payment (and every other one) is due.<\/p> <p class=\"wp-block-paragraph\">It\u2019s your money\u2014and your game nights. Choose the option that gives you peace of mind.<\/p> <h2 class=\"wp-block-heading\" id=\"h-faqs\"><strong>FAQs<\/strong><\/h2> <div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1754297317722\"><strong class=\"schema-faq-question\"><strong>Can I buy a PS5 on a payment plan?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, many online retailers offer Buy Now, Pay Later options through services like Klarna, Affirm, and Sezzle. These let you break up the cost into smaller payments over time.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754297325420\"><strong class=\"schema-faq-question\"><strong>Does PlayStation accept Sezzle?<\/strong><\/strong> <p class=\"schema-faq-answer\">No, PlayStation\u2019s official store does not currently accept Sezzle as a payment method. However, other retailers that sell PS5s might.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754297329506\"><strong class=\"schema-faq-question\"><strong>Does GameStop use Sezzle?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, GameStop does accept Sezzle for online purchases. You can use it at checkout to split your payments into installments.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754297341041\"><strong class=\"schema-faq-question\"><strong>What is the best site for Buy Now, Pay Later?<\/strong><\/strong> <p class=\"schema-faq-answer\">It depends on what you need. Klarna is great for flexibility, Affirm works well for longer-term financing, and Sezzle is simple and easy to use with a debit card.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1754297354100\"><strong class=\"schema-faq-question\"><strong>How can I finance a PS5 with bad credit?<\/strong><\/strong> <p class=\"schema-faq-answer\">Look for services that only do a soft credit check, like Sezzle or Klarna\u2019s Pay in 4. <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/does-buy-now-pay-later-affect-credit-score\/\">These don\u2019t affect your credit score<\/a> and are easier to get approved for than traditional financing.<\/p> <\/div> <\/div> ","protected":false},"excerpt":{"rendered":"<p>Astro Bot. Death Stranding 1 and 2. Ghost of Tsushima and Ghost of Yotei. Horizon: Zero Dawn and Horizon: Forbidden West. God of War Ragnar\u00f6k. Stellar Blade. A quick list of some of the beloved, critically-acclaimed games console players will only find on the PlayStation 5. But with prices currently ranging from over $400 for [&hellip;]<\/p> ","protected":false},"author":14,"featured_media":40532,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[277],"tags":[],"class_list":["post-40530","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finances"],"acf":{"zone_id":"","sponsored":false,"external_author":40432,"external_editor":"","not_show_feature_image":false},"featured_image_src":"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/08\/PS5-Buy-Now-Pay-Later-Options-feature-img.png","author_info":{"display_name":"","author_link":"https:\/\/www.miamiherald.com\/banks\/author\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.5 (Yoast SEO v27.5) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>PS5 Buy Now, Pay Later: Play Now With Payment Plans<\/title>\n<meta name=\"description\" content=\"Learn how to buy a PS5 now and pay later with BNPL services. Explore the pros and cons, different providers, and tips for making a smart decision.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.miamiherald.com\/banks\/finances\/ps5-buy-now-pay-later\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PS5 Buy Now, Pay Later: Play Now With Payment Plans\" \/>\n<meta property=\"og:description\" content=\"Learn how to buy a PS5 now and pay later with BNPL services. Explore the pros and cons, different providers, and tips for making a smart decision.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.miamiherald.com\/banks\/finances\/ps5-buy-now-pay-later\/\" \/>\n<meta property=\"og:site_name\" content=\"Miami Herald - Personal Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-06T12:46:29+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-25T05:03:01+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/08\/PS5-Buy-Now-Pay-Later-Options-feature-img.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"889\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/finances\\\/ps5-buy-now-pay-later\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/finances\\\/ps5-buy-now-pay-later\\\/\"},\"author\":{\"name\":\"\",\"@id\":\"\"},\"headline\":\"PS5 Buy Now, Pay Later: Play Now With Payment Plans\",\"datePublished\":\"2025-08-06T12:46:29+00:00\",\"dateModified\":\"2025-09-25T05:03:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/finances\\\/ps5-buy-now-pay-later\\\/\"},\"wordCount\":1206,\"image\":{\"@id\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/finances\\\/ps5-buy-now-pay-later\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/PS5-Buy-Now-Pay-Later-Options-feature-img.png\",\"articleSection\":[\"Finances\"],\"inLanguage\":\"en-US\",\"timeRequired\":\"PT1MIN\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/finances\\\/ps5-buy-now-pay-later\\\/\",\"url\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/finances\\\/ps5-buy-now-pay-later\\\/\",\"name\":\"PS5 Buy Now, Pay Later: Play Now With Payment Plans\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/finances\\\/ps5-buy-now-pay-later\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/finances\\\/ps5-buy-now-pay-later\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.miamiherald.com\\\/banks\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/PS5-Buy-Now-Pay-Later-Options-feature-img.png\",\"datePublished\":\"2025-08-06T12:46:29+00:00\",\"dateModified\":\"2025-09-25T05:03:01+00:00\",\"author\":{\"@id\":\"\"},\"description\":\"Learn how to buy a PS5 now and pay later with BNPL services. 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