{"id":40405,"date":"2025-08-06T14:23:00","date_gmt":"2025-08-06T19:23:00","guid":{"rendered":"https:\/\/www.miamiherald.com\/banks\/?p=40405"},"modified":"2025-10-09T14:39:34","modified_gmt":"2025-10-09T19:39:34","slug":"sezzle-review","status":"publish","type":"post","link":"https:\/\/www.miamiherald.com\/banks\/finances\/sezzle-review\/","title":{"rendered":"Sezzle Review: My Experience With This BNPL App"},"content":{"rendered":" <p class=\"wp-block-paragraph\">I\u2019ve been curious about <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/best-buy-now-pay-later-apps\/\">buy now, pay later apps<\/a> for a while, especially with prices going up and credit card interest rates <a href=\"https:\/\/www.nbclosangeles.com\/news\/business\/money-report\/the-fed-held-interest-rates-steady-but-some-credit-card-aprs-keep-going-up-heres-why\/3728558\/\">climbing<\/a>. I wanted a way to budget more easily without digging myself into debt.<\/p> <p class=\"wp-block-paragraph\">That\u2019s when I started researching installment payment apps.<\/p> <p class=\"wp-block-paragraph\">Also known as BNPLs, these companies allow you to make purchases upfront and split the total into smaller payments. One of the most popular options, Sezzle, has been on my radar (and probably yours too, if you&#8217;re reading this article). <\/p> <p class=\"wp-block-paragraph\">After spending time reading reviews, browsing the Sezzle app, and even trying it out myself, here\u2019s everything I learned about one of the best installment payment options out there.<\/p> <h2 class=\"wp-block-heading custom_key\" id=\"h-sezzle-might-be-for-you-if\"><strong>Sezzle Might Be for You If\u2026<\/strong><\/h2> <ul class=\"wp-block-list custom_underline\"> <li><strong>You want to budget better<\/strong> without credit card debt\u2014splitting payments into four interest-free chunks just makes life easier.<\/li> <li><strong>You get paid biweekly,<\/strong> or you like the idea of spreading out costs for things like groceries, back-to-school gear, vacations, or even emergency expenses.<\/li> <li><strong>You like having the option to report your on-time payments to credit bureaus <\/strong>through Sezzle Up, especially with new FICO credit scores expected to include BNPL data starting<\/li> <li><strong>You shop both online and in stores<\/strong> and want something that works seamlessly with Apple Wallet or Google Pay.<\/li> <li><strong>You appreciate clear terms and flexible tools<\/strong>\u2014like rescheduling payments, avoiding hidden fees, and tracking everything in one clean app.<\/li> <\/ul> <div class=\"ub_review_block wp-block-ub-review\" id=\"ub_review_0c45bce2-ebce-4c84-abfe-69419d3743b8\"><p class=\"ub_review_item_name\" style=\"font-size: 28px; text-align: left; \">Sezzle<\/p><p class=\"ub_review_author_name\" style=\"text-align: left; \"><\/p><div class=\"ub_review_entry\"><span>Mobile App<\/span><div class=\"ub_review_stars\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-0-0\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star0\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-0-0)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-0-1\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" 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d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star4\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-0-4)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><\/div><\/div><div class=\"ub_review_entry\"><span>Terms<\/span><div class=\"ub_review_stars\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-1-0\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star0\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-1-0)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-1-1\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" 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d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star2\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-1-2)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-1-3\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" 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d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star4\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-1-4)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><\/div><\/div><div class=\"ub_review_entry\"><span>Support<\/span><div class=\"ub_review_stars\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-2-0\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" 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d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star3\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-2-3)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-2-4\"><rect height=\"150\" width=\"127.5\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star4\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-2-4)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><\/div><\/div><div class=\"ub_review_entry\"><span>Payment Options<\/span><div class=\"ub_review_stars\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-3-0\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star0\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-3-0)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-3-1\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star1\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-3-1)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-3-2\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star2\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-3-2)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-3-3\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star3\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-3-3)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-3-4\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star4\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-3-4)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><\/div><\/div><div class=\"ub_review_summary\"><div class=\"ub_review_overall_value\" style=\"display: block; \"><div class=\"ub_review_average\"><span class=\"ub_review_rating\">4.8<\/span><div class=\"ub_review_average_stars\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-average-0\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star0\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-average-0)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-average-1\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star1\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-average-1)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-average-2\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star2\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-average-2)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-average-3\"><rect height=\"150\" width=\"150\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star3\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-average-3)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"20\" width=\"20\" viewbox=\"0 0 150 150\"> <defs><mask id=\"ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-average-4\"><rect height=\"150\" width=\"120\" y=\"0\" x=\"0\" fill=\"#fff\"><\/rect><\/mask><\/defs> <path fill=\"#888888\" stroke-width=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path><path class=\"star\" id=\"star4\" mask=\"url(#ub_review_star_filter-0c45bce2-ebce-4c84-abfe-69419d3743b8-average-4)\" fill=\"#f7b708\" strokewidth=\"2.5\" d=\"m0.75,56.89914l56.02207,0l17.31126,-56.14914l17.31126,56.14914l56.02206,0l-45.32273,34.70168l17.31215,56.14914l-45.32274,-34.70262l-45.32274,34.70262l17.31215,-56.14914l-45.32274,-34.70168z\" stroke=\"#f7b708\"><\/path> <\/svg><\/div><\/div><\/div><div class=\"ub_review_cta_panel\"><div class=\"ub_review_cta_main\" style=\"justify-content: center; \"> <div style=\"gap: 20px\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-bfeca2d9-d8e4-4049-820a-eeb59f27b5e9\"><div class=\"ub-button-container\"> <a href=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" class=\"ub-button-block-main ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #00d084; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #7bdcb5; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; font-size: 17px; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \"> <div class=\"ub-button-content-holder\" style=\"flex-direction: row\"> <span class=\"ub-button-block-btn\"><strong>LEARN MORE ABOUT SEZZLE <\/strong><\/span> <\/div> <\/a> <\/div><\/div> <\/div><\/div><\/div><\/div> <div class=\"coupon-container discountcode_func_stores_taxonomywise\"><input value=\"https:\/\/www.miamiherald.com\/banks\/finances\/sezzle-review\/\" name=\"cpageurl_hidden\" id=\"cpageurl\" type=\"hidden\"><div class='coupon_code_list_outer other_sc test2'><div class='coupon_code_list cvf_universal_container'><div class='ajax_loader_sort' style='display:none;'><\/div><div id='coupon_search_results' class='coupon_search_results'><input type='hidden' id='hidden_term' value='sezzle-promo-codes'><div class=\"sticky-coupons\"><div class=\"coupon_main show\" data-code=\"15AMZSezzle\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40896\" dataid=\"40896\" class=\"coupon_code test6 cc_PostID_40896 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Save $15 on Your First Amazon Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\">2 uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 7 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 5 minutes ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40896\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"15AMZSezzle\" href=\"?cc=40896\" rel=\"follow\" data-brand=\"BNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $15<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main show\" data-code=\"15WMTSezzle\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40899\" dataid=\"40899\" class=\"coupon_code test6 cc_PostID_40899 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Walmart Coupon: $15 Off First Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\">1 uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 7 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 37 minutes ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40899\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"15WMTSezzle\" href=\"?cc=40899\" rel=\"follow\" data-brand=\"BNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $15<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"15TGTSezzle\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40902\" dataid=\"40902\" class=\"coupon_code test6 cc_PostID_40902 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Get $15 Off Your First Target Purchase w\/ Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 7 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 1 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40902\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"15TGTSezzle\" href=\"?cc=40902\" rel=\"follow\" data-brand=\"BNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $15<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"AMZ10\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40892\" dataid=\"40892\" class=\"coupon_code test6 cc_PostID_40892 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Save $10 on Your First Amazon Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 7 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 4 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40892\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"AMZ10\" href=\"?cc=40892\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $10<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"WMT10\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40897\" dataid=\"40897\" class=\"coupon_code test6 cc_PostID_40897 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Walmart Coupon: $10 Off First Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 7 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 9 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40897\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"WMT10\" href=\"?cc=40897\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $10<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"TGT10\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40900\" dataid=\"40900\" class=\"coupon_code test6 cc_PostID_40900 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Get $10 Off Your First Target Purchase w\/ Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 7 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 3 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40900\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"TGT10\" href=\"?cc=40900\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $10<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"SezzleAMZ5\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40894\" dataid=\"40894\" class=\"coupon_code test6 cc_PostID_40894 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Save $5 on Your First Amazon Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 7 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 7 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40894\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"SezzleAMZ5\" href=\"?cc=40894\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $5<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"SezzleWMT5\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40898\" dataid=\"40898\" class=\"coupon_code test6 cc_PostID_40898 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Walmart Coupon: $5 Off First Purchase via Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 7 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 9 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40898\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"SezzleWMT5\" href=\"?cc=40898\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $5<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"sticky-coupons\"><div class=\"coupon_main hide\" data-code=\"SezzleTGT5\" target=\"_blank\" rel=\"nofollow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPL\"><div data-time=\"\" data-type=\"renewal_type\" id=\"cc_40901\" dataid=\"40901\" class=\"coupon_code test6 cc_PostID_40901 ccDiscType_Coupon_div aa\"><div class=\"coupon_main-img\"><div class=\"coupan-thumb f\"><img width=280 height=280 src=https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/09\/Untitled-design-5-280x280.png alt=\"Untitled-design-5-280x280\" sites-confirm=\"Live site\"><\/div><\/div><div class=\"coupon_main-title\"><div class=\"coupon_main-title_inner\"><p class=\"coupon_main_heading\">Get $5 Off Your First Target Purchase w\/ Sezzle App<\/p><\/div><div class=\"coupon_main-used\"> uses today <\/div><div class=\"coupon_main-expire\"><span>Expires in 7 days<\/span><\/div><div class=\"cc_time_ago\">Last Used: 9 hours ago<\/div><\/div><div class=\"coupon_main-btn\"><div class=\"coupan-content thepopup_Box\"><div class=\"codecontent\"><\/div><\/div><div class=\"coupon_getdeal test4\"><a class=\"redirectTo\" target=\"_blank\" post-id-value= \"40901\" new-url-orignal= \"\" get-new-url-string = \"\" get-affi-staging=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" get-correct-or-not= \"its correct\" get-home-tes=\"https:\/\/www.miamiherald.com\/banks\" get-home-url = \"https:\/\/www.miamiherald.com\/banks\" plugin-path=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/plugins\/nas\/content\/live\/mcclatchymh\/wp-content\/plugins\/coupon-code-mh-personal-finance\/lib\/shortcode.php\" data-code=\"SezzleTGT5\" href=\"?cc=40901\" rel=\"follow\" data-brand=\"BNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPLBNPL\" affiliate=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\">Save $5<\/a><\/div><div class=\"coupon-verified\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"#28a745\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"> <path d=\"M21 16V8a2 2 0 0 0-1-1.73l-7-4a2 2 0 0 0-2 0l-7 4A2 2 0 0 0 3 8v8a2 2 0 0 0 1 1.73l7 4a2 2 0 0 0 2 0l7-4A2 2 0 0 0 21 16z\"><\/path> <polyline points=\"9 12 11 14 15 10\"><\/polyline> <\/svg> <span>Verified<\/span> <\/div><\/div><\/div><\/div><\/div><div class=\"loadmore_records\">View More<\/div><input value=\"9\" type=\"hidden\" class=\"get_total_results\"><input value=\"2\" type=\"hidden\" class=\"get_limit_count\"><\/div><\/div><\/div><\/div> <h2 class=\"wp-block-heading\" id=\"h-what-is-sezzle\"><strong>What Is Sezzle?<\/strong><\/h2> <p class=\"wp-block-paragraph\">Sezzle is a buy now, pay later app that lets you <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/what-is-sezzle-and-how-does-it-work\/\">split your total purchase price<\/a> into four payments over six weeks. You make your payment today (25% of the total plus a small service fee), then pay the rest in three interest-free installments. It\u2019s fast, flexible, and super easy to use.<\/p> <p class=\"wp-block-paragraph\">You can use it online and in-store with top-name retail partners, and you\u2019ll get an instant approval decision with no hard credit check. (My favorite part.)<\/p> <p class=\"wp-block-paragraph\">For example, let&#8217;s say I needed to replace my car battery\u2014it was $160, and payday was still a week away. With Sezzle, I could pay $40 upfront and cover the rest over the next few weeks. No interest, no stress, and I didn\u2019t have to put it on a high-interest credit card.<\/p> <h2 class=\"wp-block-heading\" id=\"h-how-does-sezzle-work\"><strong>How Does Sezzle Work?<\/strong><\/h2> <p class=\"wp-block-paragraph\">Once you download Sezzle, you can start shopping at your favorite online stores. Based on your credit history and other factors, you\u2019ll have a Sezzle buying power that works somewhat like a credit limit. This can range between $50 and $2,500, but most new users start somewhere between $100 and $500. Currently, I have $950 available for Sezzle purchases, but this number has increased over time.<\/p> <figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"473\" height=\"1024\" src=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info1-473x1024.jpg\" alt=\"Sezzle spending power\" class=\"wp-image-40407\" title=\"Sezzle spending power\" srcset=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info1-473x1024.jpg 473w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info1-139x300.jpg 139w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info1-709x1536.jpg 709w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info1.jpg 739w\" sizes=\"auto, (max-width: 473px) 100vw, 473px\" \/><\/figure> <p class=\"wp-block-paragraph\">When checking out, simply select Sezzle as your payment method. Most of the time, it is integrated with the store\u2019s regular checkout flow, so you don\u2019t have to jump through hoops to use it.<\/p> <p class=\"wp-block-paragraph\">Here\u2019s what happens:<\/p> <ul class=\"wp-block-list\"> <li>You pay 25% upfront (your payment today)<\/li> <li>The rest is split into three equal Sezzle payments<\/li> <li>The installment payment options are interest-free if paid on time<\/li> <li>You can easily reschedule payments if needed (once per order for free)<\/li> <\/ul> <p class=\"wp-block-paragraph\">You\u2019ll get email reminders before payments are due, and you can log in anytime to view your schedule, monitor spending, and see your available balance. Signing up is pretty straightforward, and the app does a nice job of helping you keep tabs on upcoming payments and due dates. I really liked that everything was clearly displayed\u2014no hidden fees, no confusion.<\/p> <h2 class=\"wp-block-heading\" id=\"h-sezzle-set-up-and-support\"><strong>Sezzle Set-Up and Support<\/strong><\/h2> <p class=\"wp-block-paragraph\">That said, I did run into a small issue during setup. I had used Sezzle once, back in 2019, with an old phone number, and couldn\u2019t access the account when I tried to sign up again. At the time of writing, I wasn\u2019t able to reset it on my own, but I reached out to customer support via live chat\u2014and they were great. Within 15 minutes, they had deleted my old account and helped me create a new one from scratch. The fix was quick, and once I got through that, everything worked smoothly.<\/p> <p class=\"wp-block-paragraph\">Your Sezzle dashboard is also super easy to navigate. You can view upcoming payments, track your spending, and manage multiple purchases all in one place, without feeling overwhelmed.<\/p> <p class=\"wp-block-paragraph\">Another thing I noticed is how flexible it feels. Life happens, and sometimes a paycheck hits late or a bill pops up. Sezzle lets you shift your due date once per order for free, which helped me stay on track without stress. And when I tested that feature, it actually worked without any hidden clicks or confusing steps.<\/p> <h2 class=\"wp-block-heading\" id=\"h-where-can-you-use-sezzle\"><strong>Where Can You Use Sezzle?<\/strong><\/h2> <p class=\"wp-block-paragraph\">One thing I love about Sezzle is how many places you can actually use it. You\u2019re not locked into a small list of brands\u2014in fact, Sezzle works with over 47,000 merchants. I used it at one of my favorite online boutiques and also spotted it at checkout for a major electronics site.<\/p> <p class=\"wp-block-paragraph\">You can use the Sezzle app for:<\/p> <ul class=\"wp-block-list\"> <li>Clothing and fashion<\/li> <li>Electronics and tech gadgets<\/li> <li>Furniture and home d\u00e9cor<\/li> <li>Travel and wellness services<\/li> <li>Select medical bills, like dental work or glasses<\/li> <li>Even gift cards (from certain retailers)<\/li> <\/ul> <figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info2-1024x1024.png\" alt=\"brands that use Sezzle\" class=\"wp-image-40408\" title=\"brands that use Sezzle\" srcset=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info2-1024x1024.png 1024w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info2-300x300.png 300w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info2-150x150.png 150w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info2-768x768.png 768w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info2.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure> <p class=\"wp-block-paragraph\">Just be aware that not every store offers Sezzle in-store\u2014some are online only. But with more businesses adding it all the time, your options keep growing.<\/p> <h2 class=\"wp-block-heading\" id=\"h-is-sezzle-really-interest-free\"><strong>Is Sezzle Really Interest-Free?<\/strong><\/h2> <p class=\"wp-block-paragraph\">For most orders, yes. As long as you stick to the due dates, you\u2019ll enjoy interest-free installments with no finance charges tacked on.<\/p> <p class=\"wp-block-paragraph\">That said, there are a few situational fees you should know about:<\/p> <ul class=\"wp-block-list\"> <li><strong>$6.99 service fee<\/strong> \u2013 Charged on most orders and included in your first payment<\/li> <li><strong>Up to $7.50 reschedule fee<\/strong> \u2013 If you reschedule a payment more than once<\/li> <li><strong>Up to $1.50 late saver fee<\/strong> \u2013 If you don\u2019t have a bank account linked as your default payment method and miss your payment<\/li> <li><strong>Late payment fee<\/strong> \u2013 Typically small and capped, but still worth avoiding<\/li> <\/ul> <p class=\"wp-block-paragraph\">I checked a few carts at different stores while writing this, and the purchase price stayed consistent with the Sezzle total\u2014unless I tried to push a payment back more than once.<\/p> <p class=\"wp-block-paragraph\">So while Sezzle isn\u2019t 100% fee-free in every case, they\u2019re upfront about the costs, and you\u2019ll always see any charges before confirming your plan. No hidden surprises. <\/p> <p class=\"wp-block-paragraph\">Compared to other BNPL providers like Affirm, which can charge up to 36% APR over long repayment terms, Sezzle\u2019s flat, low-cost structure feels much more predictable\u2014especially if you can handle the short 6-week timeline.<\/p> <p class=\"wp-block-paragraph\">Want to see how they compare side by side? <strong>Check out my full Sezzle vs. Affirm breakdown here.<\/strong><\/p> <h2 class=\"wp-block-heading\" id=\"h-who-is-sezzle-good-for\"><strong>Who Is Sezzle Good For?<\/strong><\/h2> <p class=\"wp-block-paragraph\">If you\u2019re trying to budget more easily, shop responsibly, and avoid interest charges, Sezzle makes a lot of sense. It\u2019s especially useful for:<\/p> <ul class=\"wp-block-list\"> <li>Students and families with back-to-school costs<\/li> <li>Online shoppers who are looking for transparent shopping<\/li> <li>Anyone without a credit card who still wants consumer financing options<\/li> <\/ul> <p class=\"wp-block-paragraph\">That said, service restrictions apply, and Sezzle financing isn\u2019t available with every retailer. Some retail partners may also limit spending with Sezzle based on account history.<\/p> <figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info3-1024x1024.png\" alt=\"Sezzle vs credit\" class=\"wp-image-40409\" title=\"Sezzle vs credit\" srcset=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info3-1024x1024.png 1024w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info3-300x300.png 300w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info3-150x150.png 150w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info3-768x768.png 768w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-info3.png 1080w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure> <h2 class=\"wp-block-heading\" id=\"h-sezzle-vs-credit-cards\"><strong>Sezzle vs Credit Cards<\/strong><\/h2> <p class=\"wp-block-paragraph\">A lot of people wonder\u2014why not just <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/buy-now-pay-later-vs-credit-card\/\">use a credit card<\/a>? I get it. But for me, Sezzle offers a few major advantages:<\/p> <ul class=\"wp-block-list\"> <li>No revolving debt<\/li> <li>No compounding interest<\/li> <li>No temptation to overspend just to hit a rewards threshold<\/li> <\/ul> <p class=\"wp-block-paragraph\">Credit cards charge interest if you don\u2019t pay in full, while Sezzle\u2019s model is interest-free as long as you follow the rules. You know exactly what you\u2019ll pay and when, making it easier to plan ahead.<\/p> <h2 class=\"wp-block-heading\" id=\"h-what-makes-sezzle-different\"><strong>What Makes Sezzle Different?<\/strong><\/h2> <p class=\"wp-block-paragraph\">Besides the seamless experience, I liked how Sezzle encourages financial responsibility. It\u2019s not just about spending\u2014it\u2019s about spending smart.<\/p> <p class=\"wp-block-paragraph\">Here are a few features that really stood out to me:<\/p> <ul class=\"wp-block-list\"> <li><strong>Sezzle Up:<\/strong> Sezzle gives you the option to report your payment history to the credit bureaus. If you\u2019re working on improving your credit, this gives users more visibility over their financial habits. While some other BNPLs also report, Sezzle Up offers a transparent, opt-in system that many users appreciate.<\/li> <li><strong>Apple Wallet and Google Pay Integration:<\/strong> I loved that I could use Sezzle through my digital wallet in-store. It makes everyday purchases\u2014like groceries\u2014feel more manageable. Zip also offers this, but Sezzle\u2019s setup was faster and less glitchy in my experience.<\/li> <li><strong>Easy-to-Use App<\/strong><strong>: <\/strong>The app was super easy to navigate. I always knew what I owed, when it was due, and where to find everything. The automatic updates and real-time payment reminders were helpful, and nothing felt confusing or buried in menus. <\/li> <li><strong>Exclusive Deals with Retailers:<\/strong> Sezzle sometimes partners with merchants to offer limited-time <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/sezzle-promo-code\/\">Sezzle promotions<\/a>. I noticed this around the holidays and back-to-school season. Affirm tends to focus more on big-ticket items and longer-term financing, while Sezzle feels more accessible for everyday shoppers.<\/li> <\/ul> <p class=\"wp-block-paragraph\"><strong>Looking ahead:<\/strong> FICO will begin including <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/does-buy-now-pay-later-affect-credit-score\/\">BNPL payment data in select credit scores<\/a> starting in late 2025. That means responsible use of services like Sezzle may soon play a bigger role in how lenders evaluate you. While traditional scores still carry the most weight, opt-in features like Sezzle Up could offer more visibility into your financial habits.<\/p> <h2 class=\"wp-block-heading\" id=\"h-how-to-enroll-in-sezzle-up\"><strong>How to Enroll in Sezzle Up<\/strong><\/h2> <p class=\"wp-block-paragraph\">If you\u2019re aiming to build credit and want to get started with Sezzle, upgrading to Sezzle Up is free and pretty straightforward. Here\u2019s how to do it:<\/p> <ol class=\"wp-block-list\"> <li><strong>Pay off at least one Sezzle order in full and on time.<\/strong><\/li> <li><strong>Link your bank account<\/strong> as your default payment method (this step is required to qualify).<\/li> <li><strong>Enter your Social Security Number<\/strong> and confirm your personal info in the app.<\/li> <\/ol> <p class=\"wp-block-paragraph\">Once you\u2019re enrolled, Sezzle will start reporting your payment history to all three major credit bureaus: Equifax, Experian, and TransUnion. You can even track your reporting status right in the app under the \u201cSezzle Up\u201d section of your account dashboard.<\/p> <p class=\"wp-block-paragraph\">\u23f3 Heads up: It may take up to 90 days for Sezzle to show up on your credit report, but it will reflect on-time payments month by month moving forward.<\/p> <figure class=\"wp-block-image aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"570\" height=\"1024\" src=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info4-570x1024.jpg\" alt=\"Sezzle Up\" class=\"wp-image-40410\" title=\"Sezzle Up\" srcset=\"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info4-570x1024.jpg 570w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info4-167x300.jpg 167w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info4-768x1381.jpg 768w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info4-854x1536.jpg 854w, https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-info4.jpg 890w\" sizes=\"auto, (max-width: 570px) 100vw, 570px\" \/><\/figure> <p class=\"wp-block-paragraph\">Best part? You won\u2019t lose access to Sezzle Up if you later decide to use a debit card or change your payment method; you just need to meet those initial requirements.<\/p> <h2 class=\"wp-block-heading\" id=\"h-sezzle-what-works-and-what-to-watch-for\"><strong>Sezzle: What Works and What to Watch For<\/strong><\/h2> <p class=\"wp-block-paragraph\">Sezzle has a lot going for it, but it\u2019s not without a few quirks. Here\u2019s a quick breakdown.<\/p> <h3 class=\"wp-block-heading\" id=\"h-highlights\"><strong>Highlights<\/strong><\/h3> <ul class=\"wp-block-list\"> <li><strong>Use It (Almost) Anywhere With Sezzle Anywhere: <\/strong>With the Sezzle Anywhere feature, users can pay virtually anywhere that accepts tap-to-pay, including nail salons, vets, car repair shops, and even restaurants. It works through your phone&#8217;s digital wallet, making it a surprisingly flexible buy now, pay later tool\u2014even outside retail shopping.<\/li> <li><strong>Acts Like a Payday Reminder (In a Good Way): <\/strong>Multiple Reddit users mentioned that Sezzle helped them align purchases with payday. The predictable payment schedule serves as a helpful reminder, especially for folks who like structure or are actively budgeting.<\/li> <li><strong>Short-Term Emergency Buffer: <\/strong>Some users have used Sezzle in a pinch, between paychecks or for unexpected expenses like pet care or groceries. It\u2019s not marketed as a loan for emergencies, but it can function that way responsibly in real-life scenarios.<\/li> <li><strong>No Interest\u2026 and No Shame: <\/strong>Despite the stigma around \u201cpay later\u201d apps, many users praised Sezzle for helping them access what they needed <em>without debt spirals<\/em>. If paid on time, it\u2019s genuinely interest-free and fee-transparent, making it a solid option for people who want flexibility without judgment.<\/li> <li><strong>Fast Refunds (Eventually): <\/strong>While communication isn&#8217;t always perfect, multiple Reddit users confirmed that Sezzle does refund transactions when there\u2019s an issue (like a retailer not processing the order). It might take a few days, but it does happen\u2014usually without fighting.<\/li> <\/ul> <h3 class=\"wp-block-heading\" id=\"h-considerations\"><strong>Considerations<\/strong><\/h3> <ul class=\"wp-block-list\"> <li><strong>Customer Service: Mixed Reviews, But a Good Experience Personally:<\/strong><strong> <\/strong>Some users report frustration with Sezzle\u2019s support, especially when trying to reach a real person. Most issues are handled through chat or email, which can feel slow or impersonal if you\u2019re expecting live help.<\/li> <\/ul> <p class=\"wp-block-paragraph\">That said, my experience was smooth. I worked with a rep named Allie, and she was helpful and fast. My issue was resolved in about 15 minutes, and I even received a full support history emailed to me automatically, which I really appreciated.<\/p> <ul class=\"wp-block-list\"> <li><strong>New Payment Method Restrictions:<\/strong> Sezzle has recently updated its payment method preferences, and some users have noticed a shift. While you can still use a debit card, Sezzle now encourages users to link a bank account or use its prepaid balance feature for smoother transactions. If you choose to pay with a debit card instead of ACH (bank transfer), there\u2019s a $1.50 processing fee.<\/li> <\/ul> <p class=\"wp-block-paragraph\">This change is clearly outlined in the user agreement when you register, so it\u2019s not hidden\u2014but it\u2019s something to be aware of if you prefer using a card over a bank account. For most users, linking a bank account helps avoid extra fees and keeps the payment schedule more predictable.<\/p> <h2 class=\"wp-block-heading\" id=\"h-bnpl-company-comparisons\"><strong>BNPL Company Comparisons<\/strong><\/h2> <h3 class=\"wp-block-heading\" id=\"h-sezzle-vs-klarna\"><strong>Sezzle vs. Klarna<\/strong><\/h3> <p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/klarna-review\/\">Klarna<\/a> offers both pay-in-4 and longer-term financing options, but extended plans may involve a hard credit check, and not all purchases will reflect on your credit score. This means credit building with Klarna is inconsistent and not guaranteed.<\/p> <p class=\"wp-block-paragraph\">Sezzle, by contrast, keeps things simple. With Sezzle Up, you can opt in to have your on-time payments reported to all three major credit bureaus, without a hard inquiry. That gives users a clear, low-risk path to building credit.<\/p> <p class=\"wp-block-paragraph\"><strong>Bottom line: <\/strong>If you want clear, opt-in credit reporting and no hard pull, <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/sezzle-vs-klarna\/\">Sezzle offers a more transparent approach than Klarna<\/a>, especially as credit scoring models begin factoring in BNPL data more broadly.<\/p> <h3 class=\"wp-block-heading\" id=\"h-sezzle-vs-zip\"><strong>Sezzle vs. Zip<\/strong><\/h3> <p class=\"wp-block-paragraph\">Zip (formerly Quadpay) and Sezzle both let you split purchases into four interest-free payments. However, Zip typically charges a $1 convenience fee per payment, which adds up over time.<\/p> <p class=\"wp-block-paragraph\">Sezzle helps you avoid those extra fees when you pay with a bank account, making it a more budget-friendly option. Plus, Sezzle\u2019s simple setup and payment reminders make it easy to stay on track with your spending goals.<\/p> <p class=\"wp-block-paragraph\"><strong>Bottom line:<\/strong> Bottom line: Unlike Zip, Sezzle helps you avoid extra fees and offers optional features that support financial wellness\u2014including tools that may help improve your credit profile over time.<\/p> <h3 class=\"wp-block-heading\" id=\"h-sezzle-vs-affirm\"><strong>Sezzle vs. Affirm<\/strong><\/h3> <p class=\"wp-block-paragraph\">Affirm is known for financing large purchases with longer-term monthly payments (up to 36 months), but many plans include interest charges and credit checks. It\u2019s great for high-ticket <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/buy-now-pay-later-furniture\/\">items like furniture<\/a> or tech, but not always ideal for everyday spending.<\/p> <p class=\"wp-block-paragraph\">Sezzle keeps it short and simple\u2014just four interest-free installments, no hard credit check, and a clear repayment schedule. I find that it is more accessible if you&#8217;re trying to avoid debt or stick to a monthly budget.<\/p> <p class=\"wp-block-paragraph\"><strong>Bottom line:<\/strong> <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/sezzle-vs-affirm\/\">Sezzle is more budget-friendly than Affirm<\/a> for everyday purchases\u2014no interest, just four simple payments.<\/p> <h3 class=\"wp-block-heading\" id=\"h-sezzle-vs-afterpay\"><strong>Sezzle vs. Afterpay<\/strong><\/h3> <p class=\"wp-block-paragraph\">Both <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/sezzle-vs-afterpay\/\">Sezzle and Afterpay<\/a> let you split purchases into four interest-free payments and offer user-friendly apps for managing your spending. Afterpay focuses on a seamless shopping experience, but it limits flexibility in how you pay or manage your account.<\/p> <p class=\"wp-block-paragraph\">Sezzle, on the other hand, offers more control. You can link a bank account to avoid extra fees and access features like rescheduling payments or setting up budget reminders\u2014tools that support long-term financial wellness.<\/p> <p class=\"wp-block-paragraph\"><strong>Bottom line:<\/strong> While <a href=\"https:\/\/www.miamiherald.com\/banks\/finances\/afterpay-review\/\">Afterpay is sleek and simple<\/a>, Sezzle gives users more flexibility and payment control\u2014making it a solid choice for budget-conscious shoppers.<\/p> <div style=\"gap: 20px\" class=\"align-button-center ub-buttons orientation-button-row ub-flex-wrap wp-block-ub-button\" id=\"ub-button-fb3a4977-65c1-4fc0-9168-6d71abef7fae\"><div class=\"ub-button-container\"> <a href=\"https:\/\/www.miamiherald.com\/banks\/recommends\/sezzle\/sezzle\/\" target=\"_blank\" rel=\"noopener noreferrer nofollow\" class=\"ub-button-block-main ub-button-flex\" role=\"button\" style=\"--ub-button-background-color: #00d084; --ub-button-color: #ffffff; --ub-button-border: none; --ub-button-hover-background-color: #7bdcb5; --ub-button-hover-color: #ffffff; --ub-button-hover-border: none; font-size: 17px; padding-top: 10px; padding-right: 10px; padding-bottom: 10px; padding-left: 10px; border-top-left-radius: 10px;; border-top-right-radius: 10px;; border-bottom-left-radius: 10px;; border-bottom-right-radius: 10px;; \"> <div class=\"ub-button-content-holder\" style=\"flex-direction: row\"> <span class=\"ub-button-block-btn\"><strong>GET STARTED WITH SEZZLE <\/strong><\/span> <\/div> <\/a> <\/div><\/div> <h2 class=\"wp-block-heading\" id=\"h-final-thoughts-my-sezzle-review\"><strong>Final Thoughts: My Sezzle Review<\/strong><\/h2> <p class=\"wp-block-paragraph\">After trying it out for myself, I can honestly say Sezzle just makes sense. It takes the pressure off when something pops up that you need to buy now, but don\u2019t want to put on a credit card.<\/p> <p class=\"wp-block-paragraph\">The whole process felt straightforward. Sign-up was easy, payments were clear, and I always knew what I owed and when. I love that it\u2019s interest-free if you stay on track, and it didn\u2019t feel like I was getting trapped in any long-term debt.<\/p> <p class=\"wp-block-paragraph\">If you&#8217;re someone who likes to plan your spending, avoid interest, or just needs a little breathing room between paychecks, Sezzle is a solid tool to have in your back pocket. I\u2019ll definitely keep using it\u2014especially for last-minute flights, back-to-school stuff, or when I just need a little more flexibility.<\/p> <h2 class=\"wp-block-heading\" id=\"h-faqs\"><strong>FAQs<\/strong><\/h2> <div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1752041872754\"><strong class=\"schema-faq-question\"><strong>Does Sezzle charge interest or fees?<\/strong><\/strong> <p class=\"schema-faq-answer\">Not if you pay on time. You get interest-free payments, but actual fees are reflected if you reschedule more than once or miss a due date.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1752041877918\"><strong class=\"schema-faq-question\"><strong>Can Sezzle help build credit?<\/strong><\/strong> <p class=\"schema-faq-answer\">Potentially. Sezzle Up reports on-time payments to the major credit bureaus. And with new <a href=\"https:\/\/www.fico.com\/en\/newsroom\/fico-unveils-groundbreaking-credit-scores-incorporate-buy-now-pay-later-data\">FICO scores set to include BNPL data<\/a>, this reporting may carry even more weight with lenders over time.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1752041883471\"><strong class=\"schema-faq-question\"><strong>Is Sezzle a loan?<\/strong><\/strong> <p class=\"schema-faq-answer\">Technically, yes\u2014you\u2019re entering a loan agreement with set payment plans. But it doesn\u2019t feel like one because there\u2019s no annual percentage rate (APR) unless you miss payments.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1752041887838\"><strong class=\"schema-faq-question\"><strong>Can I use Sezzle in-store?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, with select retailers. You can shop in-store today using your Apple Wallet or Google Pay.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1752041927051\"><strong class=\"schema-faq-question\"><strong>Is Sezzle safe to use?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. It\u2019s trusted by thousands of merchants, offers transparent shopping, and is easy to manage through the Sezzle app.<\/p> <\/div> <\/div> ","protected":false},"excerpt":{"rendered":"<p>I\u2019ve been curious about buy now, pay later apps for a while, especially with prices going up and credit card interest rates climbing. I wanted a way to budget more easily without digging myself into debt. That\u2019s when I started researching installment payment apps. Also known as BNPLs, these companies allow you to make purchases [&hellip;]<\/p> ","protected":false},"author":14,"featured_media":40406,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[277],"tags":[279],"class_list":["post-40405","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finances","tag-sezzle"],"acf":{"zone_id":"","sponsored":false,"external_author":40432,"external_editor":"","not_show_feature_image":false},"featured_image_src":"https:\/\/www.miamiherald.com\/banks\/wp-content\/uploads\/2025\/07\/Sezzle-Review-feature-img.png","author_info":{"display_name":"","author_link":"https:\/\/www.miamiherald.com\/banks\/author\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.9 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Sezzle Review: My Experience With This BNPL App<\/title>\n<meta name=\"description\" content=\"Curious about Sezzle? 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