{"id":39549,"date":"2024-06-28T00:56:29","date_gmt":"2024-06-27T20:56:29","guid":{"rendered":"https:\/\/mcclatchymh.wpenginepowered.com\/?post_type=landing-page&#038;p=39549"},"modified":"2026-06-19T03:52:20","modified_gmt":"2026-06-19T08:52:20","slug":"angel-oak","status":"publish","type":"landing-page","link":"https:\/\/mcclatchymh.wpenginepowered.com\/landing-page\/angel-oak\/","title":{"rendered":"Angel Oak"},"content":{"rendered":" <div class=\"wp-block-cover alignfull is-light mh-lp-form-section banks-landing-main-section with_cta_landing_pages\" style=\"padding-top:var(--wp--preset--spacing--30);padding-right:0;padding-bottom:var(--wp--preset--spacing--30);padding-left:0;min-height:320px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-100 has-background-dim\" style=\"background-color:#f8f8f8\"><\/span><div class=\"wp-block-cover__inner-container has-global-padding is-layout-constrained wp-container-core-cover-is-layout-71cb44df wp-block-cover-is-layout-constrained\"> <div class=\"wp-block-group banks-content-width is-layout-flow wp-container-core-group-is-layout-917feb36 wp-block-group-is-layout-flow\"> <div class=\"wp-block-group mh-lp-header__logos-container is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-1b303271 wp-block-group-is-layout-flex\"> <figure class=\"wp-block-image size-medium\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mcclatchymh.wpenginepowered.com \/wp-content\/uploads\/2024\/03\/miami-herald-color-300x300.png\" alt=\"\" class=\"wp-image-39119\" style=\"aspect-ratio:4\/3;object-fit:cover\" srcset=\"https:\/\/mcclatchymh.wpenginepowered.com\/wp-content\/uploads\/2024\/03\/miami-herald-color-300x300.png 300w, https:\/\/mcclatchymh.wpenginepowered.com\/wp-content\/uploads\/2024\/03\/miami-herald-color-150x150.png 150w, https:\/\/mcclatchymh.wpenginepowered.com\/wp-content\/uploads\/2024\/03\/miami-herald-color.png 512w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure> <figure class=\"wp-block-image size-full mh-lp-header__tff-logo\"><img loading=\"lazy\" decoding=\"async\" width=\"300\" height=\"300\" src=\"https:\/\/mcclatchymh.wpenginepowered.com\/wp-content\/uploads\/2024\/04\/Angel-Oak-Mortgage-Solutions-Logo-300X300.png\" alt=\"Angel Oak Mortgage Solutions Logo\" class=\"wp-image-39178\" style=\"aspect-ratio:4\/3;object-fit:cover\" srcset=\"https:\/\/mcclatchymh.wpenginepowered.com\/wp-content\/uploads\/2024\/04\/Angel-Oak-Mortgage-Solutions-Logo-300X300.png 300w, https:\/\/mcclatchymh.wpenginepowered.com\/wp-content\/uploads\/2024\/04\/Angel-Oak-Mortgage-Solutions-Logo-300X300-150x150.png 150w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/figure> <\/div> <div class=\"wp-block-columns mh-form-section__first-columns is-layout-flex wp-container-core-columns-is-layout-8089e1ce wp-block-columns-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--80);margin-bottom:0\"> <div class=\"wp-block-column is-vertically-aligned-top mh-form-section__text is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\"> <h1 class=\"wp-block-heading has-text-color\" id=\"h-mortgage-options-to-fit-your-needs\" style=\"color:#0b67b2;margin-top:0rem;margin-bottom:0;padding-top:0rem;font-size:2.1rem;line-height:1.2\">Mortgage Options to Fit Your Needs<\/h1> <p class=\"text-header-description wp-block-paragraph\" style=\"margin-bottom:1.3rem;font-size:1.25rem;font-style:normal;font-weight:700;line-height:1.3\"><strong>Connect with a licensed mortgage expert from the Angel Oak team to discuss your options. 600 minimum credit score, and no bankruptcy, foreclosure or major credit event in the past 2 years.<\/strong><\/p> <\/div> <div class=\"wp-block-column mh-lp__form-section-form banks-box-shadow banks-border-radius-10 has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--40);padding-right:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40);padding-left:var(--wp--preset--spacing--40)\"> <form class=\"elementor-form\" method=\"post\" id=\"form_angel_oak\" name=\"Angel Oak\"> <!-- loan_type --> <div class=\"banks-form__step banks-form active\" data-step=\"1\"> <div class=\"elementor-field-type-radio banks-form-item col-100 elementor-field-required\"> <div class=\"banks-form-item col-100\"> <h3>What type of loan do you need?<\/h3> <\/div> <div class=\"elementor-field-subgroup elementor-subgroup-inline\"> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Home Purchase\" id=\"loan_type-1\" name=\"loan_type\" required=&quot;required&quot; data-route=\"1\" class=\"banks-change-route\" aria-required=\"1\"> <label for=\"loan_type-1\" class=\"banks-form__radio-btn\">Home Purchase<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Home Refinance\" id=\"loan_type-3\" name=\"loan_type\" required=&quot;required&quot; data-route=\"2\" class=\"banks-change-route\" aria-required=\"1\"> <label for=\"loan_type-3\" class=\"banks-form__radio-btn\">Home Refinance<\/label> <\/span> <\/div> <\/div> <\/div> <!-- propertytype --> <div class=\"banks-form__step banks-form banks-route\" data-route=\"1,2\" data-step=\"2\"> <div class=\"elementor-field-type-radio banks-form-item col-100 elementor-field-required\"> <div class=\"banks-form-item col-100\"> <h3>What is the property type?<\/h3> <\/div> <div class=\"elementor-field-subgroup elementor-subgroup-inline\"> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Single Family\" id=\"propertytype-0\" name=\"propertytype\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"propertytype-0\" class=\"banks-form__radio-btn\">Single Family Home<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Townhome\" id=\"propertytype-1\" name=\"propertytype\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"propertytype-1\" class=\"banks-form__radio-btn\">Townhome<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Condo\" id=\"propertytype-2\" name=\"propertytype\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"propertytype-2\" class=\"banks-form__radio-btn\">Condo<\/label> <\/span> <\/div> <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-prev\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> Back <\/button> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-next\"> Next <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> <\/button> <\/div> <\/div> <!-- propertyuse --> <div class=\"banks-form__step banks-form banks-route\" data-route=\"1,2\" data-step=\"3\"> <div class=\"elementor-field-type-radio banks-form-item col-100 elementor-field-required\"> <div class=\"banks-form-item col-100\"> <h3>What is the residency type?<\/h3> <\/div> <div class=\"elementor-field-subgroup elementor-subgroup-inline\"> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Primary Home\" id=\"propertyuse-0\" name=\"propertyuse\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"propertyuse-0\" class=\"banks-form__radio-btn\">Primary Home<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Secondary Home\" id=\"propertyuse-1\" name=\"propertyuse\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"propertyuse-1\" class=\"banks-form__radio-btn\">Secondary Home<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Rental Property\" id=\"propertyuse-2\" name=\"propertyuse\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"propertyuse-2\" class=\"banks-form__radio-btn\">Rental Property<\/label> <\/span> <\/div> <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-prev\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> Back <\/button> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-next\"> Next <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> <\/button> <\/div> <\/div> <!-- propertypurchasesituation --> <div class=\"banks-form__step banks-form banks-route\" data-route=\"1\" data-step=\"4\"> <div class=\"elementor-field-type-radio banks-form-item col-100 elementor-field-required\"> <div class=\"banks-form-item col-100\"> <h3>Where are you in the decision process?<\/h3> <\/div> <div class=\"elementor-field-subgroup elementor-subgroup-inline\"> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Considering Loan Offers Now\" id=\"propertypurchasesituation-0\" name=\"propertypurchasesituation\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"propertypurchasesituation-0\" class=\"banks-form__radio-btn\">Considering Loan Offers Now<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"30 Days Out\" id=\"propertypurchasesituation-1\" name=\"propertypurchasesituation\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"propertypurchasesituation-1\" class=\"banks-form__radio-btn\">30 Days Out<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"2-4 Months Out\" id=\"propertypurchasesituation-3\" name=\"propertypurchasesituation\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"propertypurchasesituation-3\" class=\"banks-form__radio-btn\">2-4 Months Out<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Just Researching Options\" id=\"propertypurchasesituation-4\" name=\"propertypurchasesituation\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"propertypurchasesituation-4\" class=\"banks-form__radio-btn\">Just Researching Options<\/label> <\/span> <\/div> <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-prev\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> Back <\/button> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-next\"> Next <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> <\/button> <\/div> <\/div> <!-- zip --> <div class=\"banks-form__step banks-form banks-route\" data-route=\"1,2\" data-step=\"5\"> <div class=\"banks-form-item col-100\"> <h3>What is the Zip code of the property?<\/h3> <\/div> <div class=\"banks-form-item col-100 container-input-centered\"> <label for=\"zip\" class=\"banks-form__label hidden\">Postcode<\/label> <img decoding=\"async\" src=\"https:\/\/mcclatchymh.wpenginepowered.com\/wp-admin\/images\/spinner.gif\" class=\"banks-form__spinner\" \/> <input size=\"1\" type=\"number\" name=\"zip\" id=\"zip\" class=\"banks-form__input-text input-validate input-centered\" data-validate=\"zip-code\" required=\"required\" aria-required=\"true\" placeholder=\"Zip code\" > <\/div> <div class=\"banks-form-item col-50 container-input-type-hidden\"> <label for=\"city\" class=\"banks-form__label hidden\"><\/label> <input size=\"1\" type=\"hidden\" name=\"city\" id=\"city\" class=\"banks-form__input-text input-type-hidden\" placeholder=\"\" > <\/div> <div class=\"banks-form-item col-50 container-input-type-hidden\"> <label for=\"state\" class=\"banks-form__label hidden\"><\/label> <input size=\"1\" type=\"hidden\" name=\"state\" id=\"state\" class=\"banks-form__input-text input-type-hidden\" placeholder=\"\" > <\/div> <div class=\"banks-form-item buttons buttons-3 col-100\"> <button type=\"button\" class=\"elementor-button button-next \">Next<\/button> <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-prev\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> Back <\/button> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-next\"> Next <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> <\/button> <\/div> <\/div> <!-- employmentstatus --> <div class=\"banks-form__step banks-form banks-route\" data-route=\"1\" data-step=\"6\"> <div class=\"elementor-field-type-radio banks-form-item col-100 elementor-field-required\"> <div class=\"banks-form-item col-100\"> <h3>What is your employment status?<\/h3> <\/div> <div class=\"elementor-field-subgroup elementor-subgroup-inline\"> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Employed\" id=\"employmentstatus-0\" name=\"employmentstatus\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"employmentstatus-0\" class=\"banks-form__radio-btn\">Employed<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Not Employed\" id=\"employmentstatus-1\" name=\"employmentstatus\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"employmentstatus-1\" class=\"banks-form__radio-btn\">Not Employed<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Self Employed\" id=\"employmentstatus-2\" name=\"employmentstatus\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"employmentstatus-2\" class=\"banks-form__radio-btn\">Self Employed<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Military\" id=\"employmentstatus-3\" name=\"employmentstatus\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"employmentstatus-3\" class=\"banks-form__radio-btn\">Military<\/label> <\/span> <\/div> <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-prev\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> Back <\/button> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-next\"> Next <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> <\/button> <\/div> <\/div> <!-- propertyprice --> <div class=\"banks-form__step banks-form banks-route\" data-route=\"1,2\" data-step=\"7\"> <div class=\"banks-form-item col-100 elementor-field-required\"> <div class=\"banks-form-item col-100\"> <h3>What&#039;s the estimated property value?<\/h3> <\/div> <div class=\"banks-form-item col-100\"> <div class=\"text-xs text-purple1 font-bold text-left\"><\/div> <div class=\"flex font-bold text-gray6\"><span class=\"text-base pt-2 max-sm:pt-0\"><\/span> <span class=\"text-32\">$<span class=\"banks-forms__range-text\">450,000<\/span><\/span> <\/div> <div class=\"slider-wrapper\"> <input class=\"w-full range banks-forms__range-input\" name=\"propertyprice\" id=\"propertyprice\" max=\"5000000\" min=\"0\" step=\"5000\" type=\"range\" value=\"450000\"> <div class=\"banks-forms__range-progress\"><\/div> <\/div> <div class=\"flex-between text-xs text-gray7 font-bold\"> <div> $0 <\/div> <div> $5,000,000 <\/div> <\/div> <\/div> <\/div> <div class=\"banks-form-item buttons buttons-3 col-100\"> <button type=\"button\" class=\"elementor-button button-next \">Next<\/button> <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-prev\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> Back <\/button> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-next\"> Next <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> <\/button> <\/div> <\/div> <!-- firstmortgagebalance --> <div class=\"banks-form__step banks-form banks-route\" data-route=\"2\" > <div class=\"banks-form-item col-100 elementor-field-required\"> <div class=\"banks-form-item col-100\"> <h3>Estimated current loan balance<\/h3> <\/div> <div class=\"banks-form-item col-100\"> <div class=\"text-xs text-purple1 font-bold text-left\"><\/div> <div class=\"flex font-bold text-gray6\"><span class=\"text-base pt-2 max-sm:pt-0\"><\/span> <span class=\"text-32\">$<span class=\"banks-forms__range-text\">350,000<\/span><\/span> <\/div> <div class=\"slider-wrapper\"> <input class=\"w-full range banks-forms__range-input\" name=\"firstmortgagebalance\" id=\"firstmortgagebalance\" max=\"1000000\" min=\"100000\" step=\"5000\" type=\"range\" value=\"350000\"> <div class=\"banks-forms__range-progress\"><\/div> <\/div> <div class=\"flex-between text-xs text-gray7 font-bold\"> <div> $100,000 <\/div> <div> $1,000,000 <\/div> <\/div> <\/div> <\/div> <div class=\"banks-form-item buttons buttons-3 col-100\"> <button type=\"button\" class=\"elementor-button button-next \">Next<\/button> <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-prev\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> Back <\/button> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-next\"> Next <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> <\/button> <\/div> <\/div> <!-- downpayment --> <div class=\"banks-form__step banks-form banks-route\" data-route=\"1\" data-step=\"8\"> <div class=\"banks-form-item col-100 elementor-field-required\"> <div class=\"banks-form-item col-100\"> <h3>Estimated down payment<\/h3> <\/div> <div class=\"banks-form-item col-100\"> <div class=\"text-xs text-purple1 font-bold text-left\"><\/div> <div class=\"flex font-bold text-gray6\"><span class=\"text-base pt-2 max-sm:pt-0\"><\/span> <span class=\"text-32\"><span class=\"banks-forms__range-text\">3<\/span>%<\/span> <\/div> <div class=\"slider-wrapper\"> <input class=\"w-full range banks-forms__range-input\" name=\"downpayment\" id=\"downpayment\" max=\"50\" min=\"0\" step=\"1\" type=\"range\" value=\"3\"> <div class=\"banks-forms__range-progress\"><\/div> <\/div> <div class=\"flex-between text-xs text-gray7 font-bold\"> <div> 0% <\/div> <div> 50% <\/div> <\/div> <\/div> <\/div> <div class=\"banks-form-item buttons buttons-3 col-100\"> <button type=\"button\" class=\"elementor-button button-next \">Next<\/button> <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-prev\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> Back <\/button> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-next\"> Next <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> <\/button> <\/div> <\/div> <!-- credit --> <div class=\"banks-form__step banks-form banks-route\" data-route=\"1,2\" data-step=\"9\"> <div class=\"banks-form-item col-100 elementor-field-required\"> <div class=\"banks-form-item col-100\"> <h3>Estimated credit score<\/h3> <\/div> <div class=\"banks-form-item col-100\"> <div class=\"text-xs text-purple1 font-bold text-left\"><\/div> <div class=\"flex font-bold text-gray6\"><span class=\"text-base pt-2 max-sm:pt-0\"><\/span> <span class=\"text-32\"><span class=\"banks-forms__range-text\">700<\/span><\/span> <\/div> <div class=\"slider-wrapper\"> <input class=\"w-full range banks-forms__range-input\" name=\"credit\" id=\"credit\" max=\"800\" min=\"580\" step=\"20\" type=\"range\" value=\"700\"> <div class=\"banks-forms__range-progress\"><\/div> <\/div> <div class=\"flex-between text-xs text-gray7 font-bold\"> <div> 580 <\/div> <div> 800 <\/div> <\/div> <\/div> <\/div> <div class=\"banks-form-item buttons buttons-3 col-100\"> <button type=\"button\" class=\"elementor-button button-next \">Next<\/button> <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-prev\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> Back <\/button> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-next\"> Next <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> <\/button> <\/div> <\/div> <!-- filedbankruptcy --> <div class=\"banks-form__step banks-form banks-route\" data-route=\"1,2\" data-step=\"10\"> <div class=\"elementor-field-type-radio banks-form-item col-100 elementor-field-required\"> <div class=\"banks-form-item col-100\"> <h3>Bankruptcy or foreclosure in last 7 years?<\/h3> <\/div> <div class=\"elementor-field-subgroup elementor-subgroup-inline\"> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"No\" id=\"filedbankruptcy-1\" name=\"filedbankruptcy\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"filedbankruptcy-1\" class=\"banks-form__radio-btn\">No<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Bankruptcy\" id=\"filedbankruptcy-2\" name=\"filedbankruptcy\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"filedbankruptcy-2\" class=\"banks-form__radio-btn\">Bankruptcy<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Foreclosure\" id=\"filedbankruptcy-3\" name=\"filedbankruptcy\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"filedbankruptcy-3\" class=\"banks-form__radio-btn\">Foreclosure<\/label> <\/span> <span class=\"elementor-field-option\"> <input type=\"radio\" value=\"Both\" id=\"filedbankruptcy-4\" name=\"filedbankruptcy\" required=&quot;required&quot; class=\"\" aria-required=\"1\"> <label for=\"filedbankruptcy-4\" class=\"banks-form__radio-btn\">Both<\/label> <\/span> <\/div> <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-prev\"> <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> Back <\/button> <button type=\"button\" class=\"elementor-button banks-form__back-btn button-next\"> Next <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"1em\" viewBox=\"0 0 320 512\"><!--! Font Awesome Free 6.4.0 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2023 Fonticons, Inc. --><path d=\"M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z\"\/><\/svg> <\/button> <\/div> <\/div> <!-- Information --> <div class=\"banks-form__step banks-form banks-route last-step\" data-route=\"1,2\" data-step=\"11\"> <div class=\"banks-form-item col-100\"> <h3>Contact Information<\/h3> <\/div> <div class=\"banks-form-item col-100 \"> <label for=\"firstname\" class=\"banks-form__label hidden\">First Name<\/label> <input size=\"1\" type=\"text\" name=\"firstname\" id=\"firstname\" class=\"banks-form__input-text \" required=\"required\" aria-required=\"true\" placeholder=\"First Name\" > <\/div> <div class=\"banks-form-item col-100 \"> <label for=\"lastname\" class=\"banks-form__label hidden\">Last Name<\/label> <input size=\"1\" type=\"text\" name=\"lastname\" id=\"lastname\" class=\"banks-form__input-text \" required=\"required\" aria-required=\"true\" placeholder=\"Last Name\" > <\/div> <div class=\"banks-form-item col-100 \"> <label for=\"email\" class=\"banks-form__label hidden\">Email Address<\/label> <input size=\"1\" type=\"email\" name=\"email\" id=\"email\" class=\"banks-form__input-text input-validate \" data-validate=\"email\" required=\"required\" aria-required=\"true\" placeholder=\"email@domain.com\" > <\/div> <div class=\"banks-form-item col-100 container-banks-show-format-phone\"> <label for=\"phone\" class=\"banks-form__label hidden\">Phone Number<\/label> <input size=\"1\" type=\"text\" name=\"phone\" id=\"phone\" class=\"banks-form__input-text input-validate banks-show-format-phone\" data-validate=\"phone-us\" required=\"required\" aria-required=\"true\" placeholder=\"(XXX) XXX-XXXX\" > <\/div> <div class=\"banks-form-item buttons buttons-2 col-100\"> <button type=\"button\" class=\"elementor-button button-prev\">Previous<\/button> <button type=\"button\" class=\"elementor-button button-submit \">Submit<\/button> <\/div> <\/div> <div class=\"e-form__indicators e-form__indicators--type-progress_bar\"> <div class=\"e-form__indicators__indicator__progress\"> <div class=\"e-form__indicators__indicator__progress__meter\" data-step-progress=\"0\" data-progress=\"0\" style=\"width:0%;\"> <span class=\"banks-form__value-progress\">0%<\/span> <span class=\"banks-form__circle-progress\"><\/span> <\/div> <\/div> <\/div> <div class=\"banks-notice-form\"><\/div> <\/form> <div class=\"wp-block-group hide-desktop has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--20)\"> <\/div> <div class=\"banks-lp__form-disclaimer banks-lp__form-disclaimer-main\"><p data-renderer-start-pos=\"14\">By clicking &#8220;Submit&#8221; or &#8220;Send My Verification Code&#8221;:<\/p> <ul class=\"ak-ul\" data-indent-level=\"1\"> <li> <p data-renderer-start-pos=\"70\">You are providing express &#8220;written&#8221; consent to allow Angel Oak Mortgage Solutions LLC NMLS 1160240 to call or text you at the telephone number provided above for advertising or telemarketing purposes related to your mortgage inquiry (including through automated means; e.g. auto dialing, text and pre-recorded messaging) via telephone or mobile device (including SMS and MMS &#8211; charges may apply) and\/or email you at the email address provided, even if the telephone number is currently listed on any internal, corporate, state, federal or national Do-Not-Call (DNC) list.<\/p> <\/li> <li> <p data-renderer-start-pos=\"646\">You are not required to provide this consent as a condition of purchasing goods or services with Angel Oak Mortgage Solutions LLC NMLS 1160240.<\/p> <\/li> <li> <p data-renderer-start-pos=\"794\">Click <a class=\"css-1rn59kg\" title=\"https:\/\/my.angeloakms.com\/privacy-policy\" href=\"https:\/\/my.angeloakms.com\/privacy-policy\" data-testid=\"link-with-safety\" data-renderer-mark=\"true\">HERE<\/a> to view Angel\u2019s Oak privacy policy.<\/p> <\/li> <\/ul> <\/div> <\/div> <\/div> <\/div> <div class=\"wp-block-cover alignfull is-light mh-featured-box__father\" style=\"padding-top:var(--wp--preset--spacing--60);padding-right:0;padding-bottom:var(--wp--preset--spacing--50);padding-left:0;min-height:225px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\" style=\"background-color:#f9f9f9\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\"> <div class=\"wp-block-group alignfull mh-landing-featured-box landing-featured-box banks-content-width has-white-color has-text-color has-background has-link-color wp-elements-757d23dc7a02fe84cfa95aacc9cfe975 has-global-padding is-layout-constrained wp-container-core-group-is-layout-ed8472e3 wp-block-group-is-layout-constrained\" style=\"border-top-left-radius:4rem;border-bottom-right-radius:4rem;background-color:#0b67b2;padding-top:var(--wp--preset--spacing--80);padding-right:5rem;padding-bottom:var(--wp--preset--spacing--80);padding-left:5rem;font-size:1rem\"> <div class=\"wp-block-group alignwide is-nowrap is-layout-flex wp-container-core-group-is-layout-6457eb5d wp-block-group-is-layout-flex\"> <div class=\"wp-block-banks-custom-blocks-round-icon wp-block-banks-custom-block-round-icon banks-alignleft mh-lp__info-icon landing-information__icon\"><div class=\"banks-lp__icon\" style=\"width:34px;height:34px;border-color:#4678fd\"><svg width=\"20\" height=\"20\" fill=\"#4678fd\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 192 512\"><path d=\"M48 80a48 48 0 1 1 96 0A48 48 0 1 1 48 80zM0 224c0-17.7 14.3-32 32-32H96c17.7 0 32 14.3 32 32V448h32c17.7 0 32 14.3 32 32s-14.3 32-32 32H32c-17.7 0-32-14.3-32-32s14.3-32 32-32H64V256H32c-17.7 0-32-14.3-32-32z\"><\/path><\/svg><\/div><\/div> <p class=\"has-text-align-left has-theme-palette-9-color has-text-color wp-block-paragraph\" style=\"margin-bottom:0;font-size:1.25rem\">Angel Oak is a full-service mortgage lender offering traditional and non-traditional mortgage loans. They can help you even if you fall outside the conventional loan guidelines. Fill out the form, and an Angel Oak mortgage advisor will contact you to discuss options with no obligation.<\/p> <\/div> <\/div> <\/div><\/div> <\/div><\/div> <div class=\"wp-block-group alignfull mh-featured-box-2__father has-theme-palette-9-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-dd33fd00 wp-block-group-is-layout-constrained\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--70);padding-right:0;padding-bottom:var(--wp--preset--spacing--70);padding-left:0\"> <div class=\"wp-block-group alignfull mh-featured-box-2 banks-content-width has-black-background-color has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-730aceb9 wp-block-group-is-layout-constrained\" style=\"padding-top:2rem;padding-right:0rem;padding-bottom:2rem;padding-left:0rem\"> <div class=\"wp-block-columns alignwide mh-feature-box-2__content is-layout-flex wp-container-core-columns-is-layout-fd3bc75e wp-block-columns-is-layout-flex\" style=\"padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)\"> <div class=\"wp-block-column mh-featured-box-2__image-container is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:454px\"> <figure class=\"wp-block-image size-full image\"><img loading=\"lazy\" decoding=\"async\" width=\"500\" height=\"333\" src=\"https:\/\/mcclatchymh.wpenginepowered.com\/wp-content\/uploads\/2024\/08\/feature-box-pc.png\" alt=\"\" class=\"wp-image-40331\" srcset=\"https:\/\/mcclatchymh.wpenginepowered.com\/wp-content\/uploads\/2024\/08\/feature-box-pc.png 500w, https:\/\/mcclatchymh.wpenginepowered.com\/wp-content\/uploads\/2024\/08\/feature-box-pc-300x200.png 300w\" sizes=\"auto, (max-width: 500px) 100vw, 500px\" \/><\/figure> <\/div> <div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-container-core-column-is-layout-ccb796d7 wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\"> <h2 class=\"wp-block-heading has-text-align-left has-custom-background-color has-text-color\" id=\"h-see-if-you-could-get-a-non-qm-loan\" style=\"font-size:1.6rem;font-style:normal;font-weight:700;line-height:1.2\">See If You Could Get a Non-QM Loan<\/h2> <p class=\"has-white-color has-text-color wp-block-paragraph\" style=\"margin-top:1.25rem;margin-bottom:0rem;font-size:1.25rem\">Angel Oak offers traditional and Non-QM mortgage options, tailor-made to suit your specific financial situation based on your needs and qualifications. This means you could get approved for a mortgage, even if you don&#8217;t qualify for a conventional home loan. Review your options with no obligation by filling out the form and connecting with a licensed mortgage advisor from the Angel Oak team.<\/p> <a class=\"wp-block-banks-custom-blocks-button-cta wp-block-banks-custom-block-button-cta wp-block-button__link wp-element-button banks-button-cta mh-featured-box-2__button\" href=\"tel:8779602250\" target=\"_blank\" rel=\"noopener\" style=\"background-color:#4678fd\">GET A CUSTOM RATE QUOTE <\/a> <\/div> <\/div> <\/div> <\/div> <div class=\"wp-block-group alignfull mh-lp__help-section banks-lp__steps-section has-background has-global-padding is-layout-constrained wp-container-core-group-is-layout-e2918d98 wp-block-group-is-layout-constrained\" style=\"background-color:#f8f8f8;margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--80);padding-right:1rem;padding-bottom:var(--wp--preset--spacing--80);padding-left:1rem\"> <section class=\"wp-block-group alignwide banks-content-width has-global-padding is-layout-constrained wp-container-core-group-is-layout-1b8dcea9 wp-block-group-is-layout-constrained\" style=\"padding-top:0;padding-right:0;padding-bottom:0;padding-left:0\"> <h2 class=\"wp-block-heading has-text-align-center has-text-color has-link-color wp-elements-56273bebd6e406335b79ec211718c262\" id=\"h-traditional-and-non-qm-loans-with-angel-oak\" style=\"color:#0e3a92;margin-top:0em;margin-bottom:1em;font-size:rem\">Traditional and Non-QM Loans with Angel Oak<\/h2> <div class=\"wp-block-columns alignwide banks-benefits-container is-layout-flex wp-container-core-columns-is-layout-97fd7160 wp-block-columns-is-layout-flex\" style=\"margin-top:var(--wp--preset--spacing--60)\"> <div class=\"wp-block-column is-vertically-aligned-center mh-lp__help-box banks-box-shadow border-bottom violet has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--70);font-size:1rem;flex-basis:350px\"> <div class=\"wp-block-banks-custom-blocks-round-icon wp-block-banks-custom-block-round-icon banks-aligncenter landing-information__icon help-icon\"><div class=\"banks-lp__icon\" style=\"width:50px;height:50px;border-color:#4678fd\"><svg width=\"30\" height=\"30\" fill=\"#4678fd\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 512\"><path d=\"M160 64c0-11.8-6.5-22.6-16.9-28.2s-23-5-32.8 1.6l-96 64C-.5 111.2-4.4 131 5.4 145.8s29.7 18.7 44.4 8.9L96 123.8V416H32c-17.7 0-32 14.3-32 32s14.3 32 32 32h96 96c17.7 0 32-14.3 32-32s-14.3-32-32-32H160V64z\"><\/path><\/svg><\/div><\/div> <h3 class=\"wp-block-heading has-text-align-center\" id=\"h-wide-variety\" style=\"margin-top:1.3em;margin-bottom:1em;font-size:1rem\">Wide Variety<\/h3> <p class=\"has-text-align-center wp-block-paragraph\" style=\"margin-bottom:1em;font-size:0.8rem\">Access both traditional and non-QM lending options. As an industry leader in alternative lending, Angel Oak can offer you a wide selection of loan products depending on your financing needs.<\/p> <\/div> <div class=\"wp-block-column mh-lp__help-box banks-box-shadow border-bottom green has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--70);font-size:1rem;flex-basis:350px\"> <div class=\"wp-block-banks-custom-blocks-round-icon wp-block-banks-custom-block-round-icon banks-aligncenter landing-information__icon help-icon\"><div class=\"banks-lp__icon\" style=\"width:50px;height:50px;border-color:#000000\"><svg width=\"30\" height=\"30\" fill=\"#000000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M142.9 96c-21.5 0-42.2 8.5-57.4 23.8L54.6 150.6c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L40.2 74.5C67.5 47.3 104.4 32 142.9 32C223 32 288 97 288 177.1c0 38.5-15.3 75.4-42.5 102.6L109.3 416H288c17.7 0 32 14.3 32 32s-14.3 32-32 32H32c-12.9 0-24.6-7.8-29.6-19.8s-2.2-25.7 6.9-34.9L200.2 234.5c15.2-15.2 23.8-35.9 23.8-57.4c0-44.8-36.3-81.1-81.1-81.1z\"><\/path><\/svg><\/div><\/div> <h3 class=\"wp-block-heading has-text-align-center\" id=\"h-expert-advice\" style=\"margin-top:1.3em;margin-bottom:1em;font-size:1rem\">Expert Advice<\/h3> <p class=\"has-text-align-center wp-block-paragraph\" style=\"margin-bottom:1em;font-size:0.8rem\">Angel Oak makes the loan process seamless, assigning you a licensed mortgage originator advisor to present your options, answer any questions and walk you through the loan process.<\/p> <\/div> <div class=\"wp-block-column mh-lp__help-box banks-box-shadow border-bottom red has-white-background-color has-background is-layout-flow wp-block-column-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--50);padding-right:var(--wp--preset--spacing--70);padding-bottom:var(--wp--preset--spacing--50);padding-left:var(--wp--preset--spacing--70);font-size:1rem;flex-basis:350px\"> <div class=\"wp-block-banks-custom-blocks-round-icon wp-block-banks-custom-block-round-icon banks-aligncenter landing-information__icon help-icon\"><div class=\"banks-lp__icon\" style=\"width:50px;height:50px;border-color:#FE6B7B\"><svg width=\"30\" height=\"30\" fill=\"#FE6B7B\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 320 512\"><path d=\"M0 64C0 46.3 14.3 32 32 32H272c13.2 0 25 8.1 29.8 20.4s1.5 26.3-8.2 35.2L162.3 208H184c75.1 0 136 60.9 136 136s-60.9 136-136 136H105.4C63 480 24.2 456 5.3 418.1l-1.9-3.8c-7.9-15.8-1.5-35 14.3-42.9s35-1.5 42.9 14.3l1.9 3.8c8.1 16.3 24.8 26.5 42.9 26.5H184c39.8 0 72-32.2 72-72s-32.2-72-72-72H80c-13.2 0-25-8.1-29.8-20.4s-1.5-26.3 8.2-35.2L189.7 96H32C14.3 96 0 81.7 0 64z\"><\/path><\/svg><\/div><\/div> <h3 class=\"wp-block-heading has-text-align-center\" id=\"h-fast-closing\" style=\"margin-top:1.3em;margin-bottom:1em;font-size:1rem\">Fast Closing<\/h3> <p class=\"has-text-align-center wp-block-paragraph\" style=\"margin-bottom:1em;font-size:0.8rem\">Non-QM loans offered by Angel Oak typically take shorter than conventional loans because the application process is less rigorous, meaning a faster, more efficient closing process for you.<\/p> <\/div> <\/div> <\/section> <\/div> <div class=\"wp-block-cover alignfull is-light mh-lp__footer\" style=\"margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--60);padding-bottom:var(--wp--preset--spacing--60);min-height:50px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-custom-background-background-color has-background-dim-100 has-background-dim\"><\/span><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\"> <div class=\"wp-block-group mh-footer__content is-content-justification-space-between is-layout-flex wp-container-core-group-is-layout-32b26354 wp-block-group-is-layout-flex\" style=\"font-size:1rem;font-style:normal;font-weight:400\"> <figure class=\"wp-block-image aligncenter size-medium is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"299\" height=\"49\" src=\"https:\/\/mcclatchymh.wpenginepowered.com\/wp-content\/themes\/mcclatchy-miamiherald-theme\/assets\/images\/miamiherald-logo.svg\" alt=\"\" class=\"wp-image-1889\" style=\"width:auto;height:45px\"\/><\/figure> <a class=\"wp-block-banks-custom-blocks-button-cta wp-block-banks-custom-block-button-cta wp-block-button__link wp-element-button banks-button-cta with-icon transparent mh-lp__footer-button\" href=\"tel:8779602250\" target=\"_blank\" rel=\"noopener\" style=\"background-color:#4678fd\">Refinancing for Credit-challenged Homeowners <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"16\" width=\"10\" viewBox=\"0 0 320 512\"><path d=\"M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z\"><\/path><\/svg><\/a> <p class=\"has-text-align-center banks-size-14 has-text-color has-link-color wp-elements-bd189a0119e55b253e425c1692414873 wp-block-paragraph\" style=\"color:#0e3a92;font-size:0.7rem\">\u00a9 2024 Miami Herald. All Rights Reserved<\/p> <\/div> <\/div><\/div> ","protected":false},"author":1,"featured_media":1923,"template":"single-landing-pages-empty","tags":[],"class_list":["post-39549","landing-page","type-landing-page","status-publish","has-post-thumbnail","hentry"],"acf":{"zone_id":"","sponsored":false,"external_author":"","external_editor":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.7 (Yoast SEO v27.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Angel Oak - Miami Herald - Personal Finance<\/title>\n<meta name=\"robots\" content=\"noindex, follow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Angel Oak\" \/>\n<meta property=\"og:description\" content=\"See If You Could Get a Non-QM Loan Angel Oak offers traditional and Non-QM mortgage options, tailor-made to suit your specific financial situation based on your needs and qualifications. 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