Refinance Your Mortgage with a Low Credit Score

Consolidate high interest debt, change your term or get a more affordable monthly payment. Fill out the form to reach out to Top Flite Financial, a mortgage lender specializing in lower-credit refinancing.

Get a Custom Rate Quote

What type of loan do you need?

What will this reverse mortgage be used for?

Great! What type of property are you purchasing?

What is your estimated credit score?

Is this your first property purchase?

What is your current property purchase situation?

What year did you purchase your home?

How long will you keep this property?

Please estimate the value of the property.

$200,000 to $220,000
$80,000
$2,000,000

What is the remaining 1st mortgage balance?

$180,000 to $200,000
$0
$2,500,000

What is your 1st mortgage interest rate?

5%
0%
12%

How will this property be used?

What is the purchase price of the new property?

$200,000
$80,000
$2,000,000

What is your estimated down payment?

3%
0%
50%

What kind of rate do you prefer?

What is your gross annual household income?

$75,000 to $100,000
$0
$250,000

Do you have a second mortgage?

Would you like to borrow additional cash?

What is your employment status?

Bankruptcy, short sale, or foreclosure in the last 3 years?

Bankruptcy, short sale, or foreclosure in the last 3 years?

Can you show proof of income?

Are you working with a real estate agent?

What is your average monthly income?

$3,000 to $4,000
$0
$50,000

What are your average monthly expenses?

$2,000 to $3,000
$0
$50,000

What type of loan do you currently have?

Any late mortgage payments in the last 12 months?

What is the address of the property you’re looking to refinance?

What is your current mortgage balance?

$60,000 to $70,000
$0
$2,000,000

What is your reason for a reverse mortgage?

Is there a co-borrower/spouse?

For whom is this reverse mortgage?

What is their age?

63 years
62 years
90 years

Contact Information

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Top Flite Financial’s team prides itself on providing excellent customer service and understanding your financial situation to find the right solution for you. As a company, they are large enough to offer a wide range of products and advanced service technologies. But small enough to provide personalized customer service.

Personalized Customer Service

Top Flite Financial’s team prides itself on providing excellent customer service and understanding your financial situation to find the right solution for you. As a company, they are large enough to offer a wide range of products and advanced service technologies. But small enough to provide personalized customer service.

GET A CUSTOM RATE QUOTE

Get Help Through the Process with Top Flite Financial

Book a Call

Fill out the form to provide information about your financial situation. A mortgage officer from Top Flite Financial will book a call with you.

Review Your Options

Top Flite Financial offers a wide range of refinancing options, even if you have a lower credit score. Review your options with no obligation.

Get Your Funds

Get dedicated support through the process to complete and get your cash as fast as a few weeks.

Refinancing for Credit-challenged Homeowners

© 2024* Top Flite Financial, Inc. NMLS# 4181 201 School St, Ste. 200, Williamston, MI All loans are subject to credit approval. Notall loan products are available in all states. Not all borrowers will qualify. For licensing information, go to: www.nmlsconsumeraccess.org. Top Flite Financial, Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. All information contained herein is for informational purposes and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply.

Top Flite Financial is an Equal Housing Opportunity company. In accordance with the Equal Housing Opportunity Act, Top Flite Financial does not discriminate against any applicant on the basis of race, color, religion, creed, national origin, ancestry, sex, marital status, familial status (number and age of children), sexual orientation, age (provided that the applicant has the capacity to enter into a binding agreement) medical history, disability, physical condition, military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service Members Civil Relief Act (SCRA); that all or part of a consumer income derives from a public assistance program, or any other basis prohibited by law.

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