SMALL BUSINESS
Year-end planning gets more complex
As credit tightens, owners need to rethink their entire credit strategy. Paying down debt may not be the best idea.
Helpful links to launch or boost your small business
Read about the Herald's Business Plan Challenge winners
Get the 101 to writing a business plan from the SBA

It was 1990, and times were tough. The country was battling a recession and fighting a war in the Persian Gulf. The savings and loan crisis was hitting its peak. Oil prices were at a record high.
As credit tightens, owners need to rethink their entire credit strategy. Paying down debt may not be the best idea.
In this economy, the usual issues of productivity and time off are more stressful as businesses try to do more with less.
Building a business in a stalled economy requires tenacity, creativity and resourcefulness. When you focus these traits upon your marketing communications, you bring in new sales and customers even in tough times.
Teen entrepreneur from Ferguson High wins national award with her cupcakes on a cookie stick.
If you're a Star Trek fan, you wouldn't pay to download a desktop background image from the upcoming movie....
Economic hardship, both globably and locally, has many small business owners aiming for smaller festivities...
A revised Section 179 rule lets businesses deduct instead of depreciating -- but you have to spend money fi...
Would you haggle over a price? Nearly everyone, if asked, says, ''No way!'' Most research confirms that sho...
Like many parents, Karen and Michael Stanley wanted to give their daughter the best when she was born 17 mo...
Small business owners can find help to get through these tough economic times from government-sponsored org...