Bank mergers, triggered by the recent financial turmoil, have shaken up the region's banking landscape.

Midyear 2009 Market Share*

PERCENT Wachovia Bank (now owned by Wells Fargo) 17.08 Bank of America 16.16 Suntrust Bank 6.94 Citibank N.A. 5.82 JPMorgan ChaseBank (now owns WaMu) 4.98 BankUnited 3.82 AmTrust Bank 3.08 Regions Bank 2.90 Ocean Bank 2.64 Mercantil Commercebank 2.49 Colonial Bank (now owned by BB&T) 2.38 BankAtlantic 2.26 HSBC Bank USA N.A. 2.17 National City Bank (now owned by PNC) 2.13 Northern Trust N.A. 2.02

Midyear 2008 Market Share

PERCENT Wachovia Bank N.A. (now owned by Wells Fargo) 19.47 Bank of America N.A. 15.35 SunTrust Bank 6.40 Washington Mutual Bank (now owned by Chase) 6.06 Citibank N.A. 5.82 BankUnited 4.28 AmTrust Bank 3.61 Ocean Bank 2.85 Mercantil Commercebank N.A. 2.81 Regions Bank 2.64 BankAtlantic 2.31 Colonial Bank (now owned by BB&T) 2.20 National City Bank (now owned by PNC) 1.98 HSBC Bank USA N.A. 1.61 Northern Trust N.A. 1.58 *Deposit territory includes the Miami, Fort Lauderdale, and Miami Beach region. As of June 30, 2009