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Borrowers Betrayed
PART ONE

The Brokers

State regulators allow thousands with a criminal past to peddle home loans -- costing consumers millions.

PART TWO

The Originators

Despite pleas from consumers, Florida does not require loan originators to pass criminal background checks.

PART THREE

The Probe

Even when brokers break the law, they are frequently allowed to keep their licenses -- only to break the law again. Coming in August.

PART FOUR

The Followup

Home loan racket flourished in Florida

PART ONE: THE BROKERS

Ex-convicts active in mortgage fraud

During Florida's housing boom, state regulators allowed thousands of mortgage professionals with criminal records into the industry -- costing consumers millions.

Mary Taylor of Tampa, FL, tried to get her daughter's house fixed up but ended up as a victim of a mortgage fraud.
CHUCK FADELY / MIAMI HERALD STAFF

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