It actually is OK to put your elbows on the table -- but only after you've finished eating. So says Sonia Jacobson, who will lead a dinner seminar on business etiquette at the Bankers Club, One Biscayne Tower, Miami, on Wednesday. Jacobson will cover such fine points as who should be seated where and who orders first and such faux pas as what to do if you spill wine on your guest. Cocktails (cash bar) are at 6:30 p.m., with the three-course meal at 7:15 p.m. Cost is $39.95 for Bankers Club members, $49.95 for others. Reserve at 305-374-1448, or reservations@thebankersclub.com.

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