http://www.miamiherald.com/business/personal-finance/index.html http://media.miamiherald.com/images/logos/rss_sitelogo.gif http://www.miamiherald.com/business/personal-finance/index.html 140 25 News, sports and entertainment from MiamiHerald.com en-us Copyright 2009 MiamiHerald.com Personal Finance 60 Sun, 22 Nov 2009 02:47:57 EST http://blogs.law.harvard.edu/tech/rss McClatchy Interactive's PubSys miamifeedback@miamiherald.com http://www.miamiherald.com/business/personal-finance/story/1345156.html http://www.miamiherald.com/business/personal-finance/story/1345156.html Sun, 22 Nov 2009 01:00 EST There's no surprise that charitable giving is down this year.<p/> Fifty-one percent of charitable organizations responding to a poll by the Association of Fundraising Professionals reported lower fundraising totals so far in 2009 compared to the same time period last year. http://www.miamiherald.com/business/personal-finance/story/1345157.html http://www.miamiherald.com/business/personal-finance/story/1345157.html Sun, 22 Nov 2009 01:00 EST Selected world gold prices, Friday<p/> London morning fixing: $1,142.50 up $7.00<p/> NY Handy & Harman: $1,140.00 up $4.50 http://www.miamiherald.com/1337/story/678549.html http://www.miamiherald.com/1337/story/678549.html Tue, 09 Sep 2008 17:43 EDT Get your frugal fix with blogger Natalie McNeal http://www.miamiherald.com/1337/story/364523.html http://www.miamiherald.com/1337/story/364523.html Tue, 09 Sep 2008 17:44 EDT Find out who is selling the cheapest gas http://www.miamiherald.com/1337/story/556252.html http://www.miamiherald.com/1337/story/556252.html Tue, 09 Sep 2008 17:43 EDT Compare your salary in South Florida http://www.miamiherald.com/1337/story/745374.html http://www.miamiherald.com/1337/story/745374.html Tue, 28 Oct 2008 18:22 EDT McClatchy reporters answer your questions about the economy http://www.miamiherald.com/business/personal-finance/story/1322576.html http://www.miamiherald.com/business/personal-finance/story/1322576.html Sun, 08 Nov 2009 01:00 EST Some investors with millions of dollars at stake thought they had asked the right questions about the double-digit returns that Rothstein Rosenfeldt Adler was offering. http://www.miamiherald.com/business/personal-finance/story/1310863.html http://www.miamiherald.com/business/personal-finance/story/1310863.html Sun, 01 Nov 2009 01:00 EDT The safest way to keep teens safe is to keep them off the streets and highways.<p/> But living in South Florida often requires teens to drive to school, sporting events and part-time jobs. Once they get behind the wheel, they need insurance coverage. http://www.miamiherald.com/business/personal-finance/story/1310864.html http://www.miamiherald.com/business/personal-finance/story/1310864.html Sun, 01 Nov 2009 01:00 EDT These days, it's rare to see a teenager without a cell phone in their hands. But a group of six teens in Parkland are urging their peers as well as everyone else to put the phones down while they're driving. http://www.miamiherald.com/business/personal-finance/story/1310859.html http://www.miamiherald.com/business/personal-finance/story/1310859.html Sun, 01 Nov 2009 01:00 EDT No es facil hablar de dinero.<p/> In English this means, it's not easy to talk about money.<p/> For many people, the language of money is like trying to learn a foreign language. It can be frustrating. For this month's Color of Money Book Club pick, I'm recommending a book that literally translates the language of money. http://www.miamiherald.com/business/personal-finance/story/1310858.html http://www.miamiherald.com/business/personal-finance/story/1310858.html Sun, 01 Nov 2009 01:00 EDT The business of Viatical Settlements usually involved a terminally or chronically ill person selling his or her life insurance policy to an investor in return for a lump-sum payment. This came into being in the earlier days of AIDS, when many terminally ill people needed their cash while living. Family circumstances permitting, they sold their life insurance policies for a percentage of the face amount, dependent on their health. http://www.miamiherald.com/business/personal-finance/story/1310860.html http://www.miamiherald.com/business/personal-finance/story/1310860.html Sun, 01 Nov 2009 01:00 EDT Selected world gold prices, Friday<p/> London morning fixing: 1,044.50 up $4<p/> NY Handy & Harman: $1,040.00 off $0.50 http://www.miamiherald.com/business/personal-finance/story/1309394.html http://www.miamiherald.com/business/personal-finance/story/1309394.html Sat, 31 Oct 2009 01:00 EDT For the most part, when a company's database was breached, a laptop with personal information was lost or credit card numbers got swiped, it was up to consumers to put fraud alerts on their credit reports, check those reports frequently and put back the pieces of their credit history together on their own. http://www.miamiherald.com/business/personal-finance/story/1297738.html http://www.miamiherald.com/business/personal-finance/story/1297738.html Sun, 25 Oct 2009 01:00 EDT You might feel like you need a degree to figure out the best way to save for your child's college education.<p/> Never mind an extra income.<p/> But there are different options -- for nearly every budget -- that can help amass at least some of the money it will cost to pay for an education years from now. http://www.miamiherald.com/business/personal-finance/story/1297728.html http://www.miamiherald.com/business/personal-finance/story/1297728.html Sun, 25 Oct 2009 01:00 EDT Q: My brother and I inherited a trust from our parents of mostly stocks, bonds, CDs and mutual funds. My brother, a lawyer who handled the trust for 18 years, says to invest in high-dividend-earning stocks and when I get dividends or CDs maturing, I should invest in more stocks and bonds if I do not need the cash. I should also continue holding on to most of the stocks that I own and earn dividends from them. My financial planner wanted me to invest in mutual funds or pay him 1 percent to help manage the account with no additional commissions so that I could trade stocks and not keep them forever. But I know that the financial planner is trying to earn money for himself as well. My brother says that I am intelligent enough to figure out what stocks to buy and not to buy mutual funds since they cost money to manage. http://www.miamiherald.com/business/personal-finance/story/1297739.html http://www.miamiherald.com/business/personal-finance/story/1297739.html Sun, 25 Oct 2009 01:00 EDT Sure, you'll haggle at a garage sale and bargain at the flea market, but who dickers with colleges over the price of tuition?<p/> A few people, but many more should be, college advisors say, because schools are not turning away their advances. http://www.miamiherald.com/business/personal-finance/story/1207493.html http://www.miamiherald.com/business/personal-finance/story/1207493.html Fri, 23 Oct 2009 01:00 EDT Q: I am 75 years old and live on my retirement pension. I have a very low tolerance for risk because of losing money in mutual funds, which were professionally managed for me before. I now have approximately $30,000 in cash that is just sitting in my checking account. I want to invest it. However, due to my lackluster trust in the market, I am not sure what to do with it. I am aware of how inflation is eating it away. I am not sure where to invest it -- in what particular product/area that would be relatively safe and meet or beat the inflation rate. Also, you have written that people should get comfortable with the stock market and mutual fund investing, but I don't know how to begin adjusting my comfort level. http://www.miamiherald.com/business/columnists/meg-green/story/1345155.html http://www.miamiherald.com/business/columnists/meg-green/story/1345155.html Sun, 22 Nov 2009 01:00 EST The ``buzz-question'' around town these days, as we watch the Madoff auctions and Rothstein repossessions with horrified fascination, is ``How can these scams keep happening? Don't people know that if it sounds too good to be true it probably is?'' http://www.miamiherald.com/business/columnists/meg-green/story/1207493.html http://www.miamiherald.com/business/columnists/meg-green/story/1207493.html Fri, 23 Oct 2009 01:00 EDT Q: I am 75 years old and live on my retirement pension. I have a very low tolerance for risk because of losing money in mutual funds, which were professionally managed for me before. I now have approximately $30,000 in cash that is just sitting in my checking account. I want to invest it. However, due to my lackluster trust in the market, I am not sure what to do with it. I am aware of how inflation is eating it away. I am not sure where to invest it -- in what particular product/area that would be relatively safe and meet or beat the inflation rate. Also, you have written that people should get comfortable with the stock market and mutual fund investing, but I don't know how to begin adjusting my comfort level. http://www.miamiherald.com/business/columnists/meg-green/story/1209285.html http://www.miamiherald.com/business/columnists/meg-green/story/1209285.html Sun, 30 Aug 2009 01:00 EDT Q: My son owns a business in the Atlanta, Ga., area. His office manager assumed more financial responsibility than he was supposed to have, and there are outstanding balances of around $200,000 due for things he signed for etc. without my son's knowledge. http://www.miamiherald.com/living/travel/dollar-wise/story/1339772.html http://www.miamiherald.com/living/travel/dollar-wise/story/1339772.html Sun, 22 Nov 2009 01:00 EST Keystone, near Denver, with lots of lodging and flight options and moderately priced condos. Ski.com specials include The Lodge at Keystone, which the website describes as ``the nicest property at Keystone.'' A Keystone lift ticket is valid at Breckenridge and Arapahoe Basin and also offers some limited access to Vail and Beaver Creek. The resort also offers night skiing, which is included with the lift ticket, on day of arrival with airline boarding pass. If you stay in a Vail Resorts-owned or managed property, you receive The Adventure Passport for free. http://www.miamiherald.com/living/travel/dollar-wise/story/1270837.html http://www.miamiherald.com/living/travel/dollar-wise/story/1270837.html Sun, 11 Oct 2009 01:00 EDT For centuries, Venice has captivated travelers with an array of romantic images: gondola rides through glistening canals at sunset, homes painted in vibrant hues of periwinkle and plum. http://www.miamiherald.com/living/travel/dollar-wise/story/1259120.html http://www.miamiherald.com/living/travel/dollar-wise/story/1259120.html Sun, 04 Oct 2009 01:00 EDT In better times, Nina Bjork, one of Iceland's fashion glitterati, would be busy styling photo shoots for the island's top design houses. But since Iceland's economy collapsed in October -- one of the first victims of the global financial crisis -- Bjork has had to try her hand at a new career: fashion tour guide. http://www.miamiherald.com/living/travel/dollar-wise/story/1247405.html http://www.miamiherald.com/living/travel/dollar-wise/story/1247405.html Sun, 27 Sep 2009 01:00 EDT When you hear the term budget travel, we know what you think: cheap hotels, C-list attractions and meal portions that wouldn't satisfy your average toddler. http://www.miamiherald.com/living/travel/dollar-wise/story/1214047.html http://www.miamiherald.com/living/travel/dollar-wise/story/1214047.html Sun, 06 Sep 2009 01:00 EDT Travelers have been seeing sales on airfares and hotel rooms, but the same can't be said of car rentals, where rates have been going up. Here are our tips for using alternate locations to get a more reasonable rate on your next rental. http://www.miamiherald.com/living/travel/dollar-wise/story/1202945.html http://www.miamiherald.com/living/travel/dollar-wise/story/1202945.html Sun, 30 Aug 2009 01:00 EDT A famous radio announcer used to start his broadcasts by shouting, here's good news tonight!'' In these days of economic slowdown, there are many instances of good travel news, as travel suppliers urgently try to increase their business. http://www.miamiherald.com/living/travel/dollar-wise/story/1192363.html http://www.miamiherald.com/living/travel/dollar-wise/story/1192363.html Sun, 23 Aug 2009 01:00 EDT Disney World has been on our kids' minds this year, but it wasn't in our family budget. What's a parent to do? With a disciplined approach to the Big Three expense categories -- food, lodging and admission fees -- it's possible to ''do Disney'' without piling up bills that are scarier than The Twilight Zone Tower of Terror (a ride at Disney's Hollywood Studios that left my 6-year-old screaming to do it again, and me searching for my stomach). http://www.miamiherald.com/living/travel/dollar-wise/story/1192387.html http://www.miamiherald.com/living/travel/dollar-wise/story/1192387.html Sun, 23 Aug 2009 01:00 EDT Finding last-minute flight and hotel deals can be tricky, but with some flexibility, creativity and maybe even a bit of gambling, you can find what you need. Just do a little Web surfing and follow these tips: http://www.miamiherald.com/living/travel/dollar-wise/story/1142319.html http://www.miamiherald.com/living/travel/dollar-wise/story/1142319.html Sun, 19 Jul 2009 03:01 EDT With nine children, my parents didn't have many options when it came to family vacations. They figured take us camping or stay home and watch us tear down the house. http://www.miamiherald.com/living/travel/dollar-wise/story/1142317.html http://www.miamiherald.com/living/travel/dollar-wise/story/1142317.html Sun, 19 Jul 2009 03:01 EDT Families with children see double when it comes to lodging: two rooms, two baths, two desks, two closets. And when they get hit with the bill, they may see red. http://www.miamiherald.com/living/travel/dollar-wise/story/1146305.html http://www.miamiherald.com/living/travel/dollar-wise/story/1146305.html Sun, 19 Jul 2009 03:01 EDT With nine children, my parents didn't have many options when it came to family vacations. They figured take us camping or stay home and watch us tear down the house. http://www.miamiherald.com/business/personal-finance/story/1345155.html http://www.miamiherald.com/business/personal-finance/story/1345155.html Sun, 22 Nov 2009 01:00 EST The ``buzz-question'' around town these days, as we watch the Madoff auctions and Rothstein repossessions with horrified fascination, is ``How can these scams keep happening? Don't people know that if it sounds too good to be true it probably is?'' http://www.miamiherald.com/business/personal-finance/story/1344834.html http://www.miamiherald.com/business/personal-finance/story/1344834.html Sat, 21 Nov 2009 01:00 EST Antonio Palou is temping, but not complaining.<p/> He'd love a more permanent job, but he knows plenty of other information technology professionals who have been out of work for a year or more. http://www.miamiherald.com/business/personal-finance/story/1340870.html http://www.miamiherald.com/business/personal-finance/story/1340870.html Thu, 19 Nov 2009 01:00 EST While the tentacles of the $1 billion investment scheme attributed to Fort Lauderdale attorney Scott Rothstein have reached far and wide, some of the firm's attorneys are escaping the effects of any stigma now associated with him. http://www.miamiherald.com/business/personal-finance/story/1336791.html http://www.miamiherald.com/business/personal-finance/story/1336791.html Mon, 16 Nov 2009 17:42 EST Money is serious business but it's impossible to ignore the emotions that drive each of our financial decisions. That's most likely why married people still say money is the No. 1 reason they fight, according to a new survey by findlaw.com, a legal information website. http://www.miamiherald.com/business/personal-finance/story/1333069.html http://www.miamiherald.com/business/personal-finance/story/1333069.html Sat, 14 Nov 2009 01:00 EST Federal authorities have ordered a Boca Raton investment advisor to pay a $90,000 civil penalty for alleged misappropriation of a client's money.<p/> In a Sept. 29 order, the Securities and Exchange Commission says that beginning in November 2004, Charles B. Ganz misappropriated more than $400,000 from a client's account to pay personal expenses.