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  • THE CULTURE OF MONEY

    Cutting back requires effort and dedication

    When saving money is the goal, success requires deciding which items are a must and which are just luxuries.

  • Mimi Whitefield and her family spent the month of January cutting discretionary spending to the bare minimum. Her husband, Clease Bair, cuts coupons to minimize costs.

    THE CULTURE OF MONEY

    Cutting back on spending is no vacation

    Is feta cheese a necessity? What about hearts of palm or olives? These were among the pressing questions my family faced in January when we embarked on a month-long journey to cut all -- well, almost all -- discretionary spending. Photo Gallery Available

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