Is Citizens Insurance ready for the big one?

When it comes to buying windstorm insurance for her home, Mary Ellen Salvatore has two knocks against her: She owns a 35-year-old house and it's located east of U.S. 1 in South Miami Dade County.

INSURANCE

Northern Capital Group branches out to spread risk

Northern Capital Group scored phenomenal growth in 2008, securing the top spot as the country's fastest-growing private company on Inc. Magazine's 500 list.

INSURANCE

Miami-based insurer to take on failed firms' policies

Ascendant Commercial Insurance will offer coverage to most policyholders of two insurers that were placed in receivership because they didn't have sufficient capital to pay claims.

New firm to cover most First Commercial Insurance policyholders

A newly formed insurance company will offer coverage to most of the 18,000 policyholders who will lose their coverage as state regulators liquidate First Commercial Insurance and First Commercial Transportation and Property Insurance.

HOMEOWNERS INSURANCE

State Farm may cut discounts

State Farm Florida policyholders could see drastically higher homeowners premiums if the company eliminates a range of discounts it now offers.

RATE HIKES

State regulators subpoena property insurers' records

Florida regulators are getting tough on the insurers with subpoenas for Allstate and Cincinnati Indemnity records.

AUTO INSURANCE

You can drop PIP -- for now

Many drivers are confused about what auto coverage they need until the no-fault law returns in January.

HOMEOWNERS INSURANCE

Insurance companies file lackluster rate cuts

More than half of all insured Florida homeowners will see modest rate cuts in the next 12 months, but some insurance companies are still asking for large rate hikes.

INSURANCE COMPANIES

State Farm to reduce homeowner rates by 9%

The state's largest private home insurer agreed to cut rates by an average of 9 percent.

PIP added to session

Sidestepping a property-tax showdown, Gov. Charlie Crist decided Monday to add no-fault auto insurance to this week's special lawmaking session but said legislators would have to call a property-tax session of their own.