An ACA believer

 

In 2002 I was diagnosed with a condition. At that time, I was covered by the insurance provided through my job.

A year later, I left my job to start my private practice. When I tried to buy health insurance, I was denied because of my pre-existing condition.

During the following 18 months I paid for COBRA as a way to extend my former employer's insurance coverage, but at a very high cost.

After that, the only way I found to have coverage was by creating a corporation and enrolling myself as an employee.

It was expensive, and after an inquest performed by the health-insurance company, my premium was raised an extra 30 percent because of my pre-existing condition.

The coverage wasn’t good, with high deductibles, and it made it impossible to perform almost any medial procedure using the coverage.

Thanks to the Affordable Care Act, my pre-existing condition isn’t an issue anymore.

I was able to buy better insurance, with a significantly lower premium and a deductible that leads to the possibility for me to afford needed medical procedures.

Fernando Schutt, Aventura

Read more Letters to the Editor stories from the Miami Herald

  • The readers’ forum

    Partners in stopping human trafficking

    The Aug. 18 article Council aims to fight human trafficking describes how Florida Attorney General Pam Bondi will lead the new Statewide Council on Human Trafficking in tackling the issue prevalent in Florida. The new Council goes hand-in-hand with the Florida Network of Youth and Family Services’ efforts to get critical services closer to human trafficking victims.

  • Fare increase for disabled ‘un-American’

    Why should residents of Miami-Dade County with disabilities have to pay more to use public transportation? They don’t pay for the construction and maintenance of accessibility ramps in the front of buildings? That’s the government’s — the community’s — responsibility, as agreed to under the landmark legislation passed 25 years ago known as the American’s With Disabilities Act or ADA, enforced by the U.S. Department of Justice.

  • Zoo Miami’s angels

    It’s Sunday morning and I settle in to read the Herald. I pick up the Tropical Life section and am drawn to the lead article, Zoo Miami’s angels, by Ron Magill, the zoo’s communications director. Magill is a treasure to South Florida because of his super work and devotion to one of the finest zoos in the country.

Miami Herald

Join the
Discussion

The Miami Herald is pleased to provide this opportunity to share information, experiences and observations about what's in the news. Some of the comments may be reprinted elsewhere on the site or in the newspaper. We encourage lively, open debate on the issues of the day, and ask that you refrain from profanity, hate speech, personal comments and remarks that are off point. Thank you for taking the time to offer your thoughts.

The Miami Herald uses Facebook's commenting system. You need to log in with a Facebook account in order to comment. If you have questions about commenting with your Facebook account, click here.

Have a news tip? You can send it anonymously. Click here to send us your tip - or - consider joining the Public Insight Network and become a source for The Miami Herald and el Nuevo Herald.

Hide Comments

This affects comments on all stories.

Cancel OK

  • Marketplace

Today's Circulars

  • Quick Job Search

Enter Keyword(s) Enter City Select a State Select a Category