Staying with Citizens

 

I recently received a letter from United Property Insurance saying that it was assuming my homeowners’ policy from Citizens unless I opted out. The letter touts United Property’s credentials, service and other reasons why I should not opt out, but it says nothing about my new premium.

My agent obtained the amount from the company — approximately $15,000, or an increase of approximately 100-percent above my current premium. So I chose the lesser of two evils with Citizens, knowing that Citizens will hike my premium substantially on my next anniversary and hoping that if we get a new governor, our Legislature will start passing laws that help the people of Florida instead of the insurance industry.

Nowhere does the letter say that if I choose United Property, future premium increases are not limited by law or subject to challenge by the Florida Department of Financial Services, as are the premiums of Citizens. A letter that only boasts about the advantages of choosing United Property but reveals nothing about the disadvantages is misleading. Unsuspecting homeowners should not be fooled into choosing one company over another. An experienced insurance agent is essential to making a wise decision.

Michael E. Rehr, Palmetto Bay

Read more Letters to the Editor stories from the Miami Herald

  • The readers’ forum

    Budget cuts and another South Florida tragedy

    Our deepest sympathy goes out to each of the families and loved ones that are suffering right now because of the fatal Fourth of July boating accident.

  • Sanctioned bias in Hobby Lobby decision

    We do not have an abortion problem in America — we have an unwanted-pregnancy problem. The five conservatives on the Supreme Court just increased the number of future abortions by removing access to birth control to low-wage working women. Excusing corporations from covering IUDs and other types of birth-control medication has nothing to do with the religion of the corporation and everything to do with weakening the Affordable Care Act and chipping away at women’s reproductive rights.

  • World Cup brawl

    I read with interest the July 6 article 6 arrested, 2 hurt after game day at bar, about the violence at Baru Urbano in Doral after the Colombia/Brazil World cup game. Doral police dropped the ball on this one. It was arguably the biggest game in Colombia’s history. People were crammed into bars drinking since before noon.

Miami Herald

Join the
Discussion

The Miami Herald is pleased to provide this opportunity to share information, experiences and observations about what's in the news. Some of the comments may be reprinted elsewhere on the site or in the newspaper. We encourage lively, open debate on the issues of the day, and ask that you refrain from profanity, hate speech, personal comments and remarks that are off point. Thank you for taking the time to offer your thoughts.

The Miami Herald uses Facebook's commenting system. You need to log in with a Facebook account in order to comment. If you have questions about commenting with your Facebook account, click here.

Have a news tip? You can send it anonymously. Click here to send us your tip - or - consider joining the Public Insight Network and become a source for The Miami Herald and el Nuevo Herald.

Hide Comments

This affects comments on all stories.

Cancel OK

  • Marketplace

Today's Circulars

  • Quick Job Search

Enter Keyword(s) Enter City Select a State Select a Category