The price of property insurance in Florida keeps going up -- such that some homeowners are getting second mortgages or dropping coverage all together.

Join us from noon to 1 p.m. Thursday for the second of three online chats on decisions made by legislators in Tallassee that directly affect you. The third chat will be the week of Feb. 18.

The state created Citizens Property Insurance to be the insurer of last resort for Florida homeowners. But plans to shrink Citizens by loaning money to private insurance companies and allegations of corporate misconduct have sparked outcries by some state officials and the public alike.

What do you want to know about insuring Florida’s homes?

Pose your questions to Citizens Property Insurance legislative and external affairs director, Christine Ashburn, and Toluse Olorunnipa, a Herald/Times reporter. Join the conversation at wlrn.org or on Twitter @WLRN, #FL2013.

The online discussions will culminate with the live town hall at 6:30p.m. Feb. 25 at the Broward Center for the Performing Arts, 201 SW Fifth Ave., Fort Lauderdale.The free event, hosted by WLRN and The Miami Herald, is sponsored by Global Integrity, a think-tank based in Washington, D.C., that promotes government accountability and transparency. To reserve your free seat please visit http://wlrn.org/town-hall-session-2013 and click on “register.”