Letters to the Editor

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Secure long-term care

 

Michelle Singletary’s Nov. 17 column, Give thanks for unsung heroes: the caregivers, is right on point, but she failed to mention that long-term-care insurance is a good way to ease the financial, physical and emotional burden of caring for people with physical or cognitive impairments.

This insurance can pay the costs of hiring professional caregivers. While help from family members is important, having insurance lessens the need for relatives to stretch themselves thin between working and care giving, reduces the amount of savings spent on paid help and provides peace of mind.

Anyone in their mid-40s to mid-70s who has a spouse, partner or children and doesn’t want them to get saddled with the entire burden of cost, time and emotional turmoil of providing long-term care should try to get a long-term care insurance policy.

Richard Miller,

Palmetto Bay

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