Personal Finance

The Home Economist

For teens, time can mean more than money

 

Over-scheduled kids are quick to buy material things as a coping mechanism. Find the sweet spot by giving teens some control over their schedules.

 

Elizabeth Leight (left), the mother of Lilli  (center) and Jenny (right) asks her daughters to make their own appointments for dentists, doctors, etc. so they learn to be responsible.
Elizabeth Leight (left), the mother of Lilli (center) and Jenny (right) asks her daughters to make their own appointments for dentists, doctors, etc. so they learn to be responsible.
Peter Andrew Bosch / Miami Herald Staff

Boost your child’s well being

New research shows that some free time — but not too much — can in teens mitigate the effects of a materialistic mind-set, providing an immediate boost to well being. But because that perfect number of hours or minutes is based on the child’s perception, not reality, here are the basics for improving your child’s viewpoint.

• If your child complains of stress — and you can’t immediately cut activities because of, say, professional demands — lay out a list of classes for the child to choose from. Human beings are happier when they make their own choices.

• Provide options for even unpleasant tasks by saying, “Do you want to go to the dentist before school or after school?”

• Even an activity they don’t enjoy can feel like free time if they’re motivated by the instructor. So forced piano lessons can be more fun if you find another teacher.

• Link unpleasant activities to pleasant ones by saying, after your homework you can go to favorite dance class, always mentioning the two together.

• For kids with too much time, come up with a long-term project they’ll enjoy. Have your art enthusiast create an instillation or your computer whiz develop a video game.


Brett@homeeconomist.com

“If a child has a feeling of a choice — or a perception of one — then they don’t hate it as much,” Vasiliu-Feltes says. “That’s the problem with marketing targeted to them. Commercials make you feel like you have a choice, but they give you very specific options to choose from.”

If you have the opposite issue, which is a long and uninspiring summer ahead, you can perhaps find a Miami-based program for almost any subject and sometimes for under $1,000, says Karen Meister, a partner in Aventura’s Camp Experts & Teen Summers, who advises South Florida families for free about suitable programs (the camp or organization will pay her if you enroll.) She’s representing tennis programs at every level and classes for computer training — including video game production — at the University of Miami. There’s also SAT training, theater programs and Sea Camp in the Florida Keys.

“You can do something short,” she says, “but at least it’s a growth experience.”

For even lower-cost activities, assign your teen a long-term project, says Kristin Fitch, a family fun expert and editor of ZiggityZoom.com. An artist can prepare an exhibition while an entrepreneur can come up with a business plan and perhaps even a product. Pay for an online web design class and have them create a site. Or put them in charge of planning a fun weekend for the whole family — such as a camping trip.

“Come up with something they enjoy doing,” Fitch says, “And give them encouragement every day.”

This is one of an occasional series of columns by Miamian Brett Graff, a former U.S. government economist who writes about how economic forces are affecting real people.

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