Republicans, Democrats, the tea party and the Occupy Movement — it seems Americans from 1 to 99 have their own favorite plan on how to tackle taxes and federal spending. Assuming there’s room for one more plan, I’ve borrowed bits and pieces from the current debate, but gone big and bold.

First, for any plan to work, we need a federal tax policy that’s simple, fair and — to the maximum extent possible — involves someone else’s money.

With that principle in mind, like Willie Sutton, that early “corporate raider,” we go where the money is. Our national treasure: America’s billionaires.

Under my plan, billionaires aren’t just going to pay more, they’re going to pay it all — a 100-percent tax rate. And not just on what they make in a year. We’re going to take it all — 100 percent of their entire lifetime net worth. As for the “99 percent,” relax. We’re cutting your 2012 rate to 0 percent. That’s right: You’re going to live like you’re a hedge fund manager on the Newt Gingrich plan.

Let’s get started. The Obama administration has requested $3.7 trillion in federal spending for 2012. Conveniently, that’s a bit above $10 billion a day.

Fittingly, Bill Gates leads us off, with his $59 billion. Microsoft’s founder could pay from the moment we rang in 2012 to almost midnight Jan. 6. Up next, Warren Buffet. The Sage of Omaha’s $39 billion gets us to the end of Jan. 10.

Larry Ellison — $33 billion — gets us through the weekend. Koch brothers David and Charles — $50 billion combined — cover the work week. Then come four Walton Walmart heirs, bringing us eight days federal spending combined. George Soros, friend of President Obama, is next; his $22 billion will cover two full days and a bit more. Then comes Sheldon Anderson, Friend of Newt, with his $21.5 billion. Another two days and change.

We’ve burned through Forbes’ Top 10 billionaires — nearly $310 billion.

It’s Jan. 31.

Forbes’ No. 11 to 99 — folks like Google’s Sergey Brin, Facebook’s Mark Zuckerberg, New York City Mayor Michael Bloomberg and Amazon’s Jeff Bezos — would get us through February and March, with nearly $600 billion. Nos. 100 to 200 — a collective $260 billion — get us almost to the end of April.

But by the second half of the Forbes 400, we’re scraping the bottom of the barrel. All 200 billionaires together barely cover a month of federal spending. By mid-May, the burn rate reaches 10 billionaires per day.

Then, somewhere on the afternoon of May 26, we’ve run through our last billionaire: Fittingly, it’s Washington’s own Dan Snyder, owner of the Redskins.

All together, the lifetime earnings of the Forbes 400 have paid for more than $1.4 trillion in federal spending. Their lifetime take has covered the federal deficit — for one year.

But enough celebrating. We’re still $2,219,999,999,999.99 short if we want to keep the federal government running until New Year’s 2013.

So on to the millionaires. Trouble is, millionaires are fiscal twigs in the federal fireplace. Mitt Romney’s $20 million for 2010? That’s three minutes of federal spending. Romney’s entire $190 million to $220 million fortune? A bit over one half hour. Newt Gingrich’s $3.1 million 2010 take? Gone in 30 seconds. President Obama’s book royalties plus presidential salary ($1.7 million)? The federal government will spend that in 14 seconds.

Hey, Steve Forbes, come back here. Thanks for compiling the federal contributor list — and for your net worth of $430 million. That’s more than an hour of federal spending!

In order to pick up the pace, let’s take the IRS data that tells us that in 2009, 236,000 Americans made $1 million or more. All told, at our 100 percent rate, that’s $610 billion — another two months of federal spending.

But there are still five months left to fund.

What’s the take away?

For one thing, $3.7 trillion is an enormous amount of money — far more than our mortal minds can comprehend — $6.9 million in federal spending per minute, every minute of every hour, every hour of every day including weekends, every day all year. Even the lifetime earnings of all U.S. billionaires combined aren’t enough to keep the U.S. government fed for a year.

But back to the budget. It’s 2013, and not a billionaire in sight. Wait a minute: Where’s that 99 percent? Step forward. Your turn.

Daniel McGroarty, a former White House speechwriter, runs Carmot Strategic Group.