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Read more Borrowers Betrayed stories from the Miami Herald

  • BORROWERS BETRAYED PART 1

    Ex-convicts active in mortgage fraud

    During Florida's housing boom, state regulators allowed thousands of mortgage professionals with criminal records into the industry -- costing consumers millions.

  • BORROWERS BETRAYED PART 2

    Thousands with criminal records work unlicensed as loan originators

    Gary Kafka, former body builder with a long rap sheet and violent past, wrote millions of dollars in mortgages in South Florida without ever applying for a state license.

  • BORROWERS BETRAYED PART 3

    State let crooked brokers keep working

    State regulators caught mortgage professionals breaking the law but allowed them to stay in the business with few consequences, The Miami Herald found.

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